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IVA nearing the end...
Hi all it's been a long time since I've written. My IVA has bounced around a little from Aperture to Jarvis who then became Debt Movement. My final payment is due in March and I'm just wondering what others in this situation have experienced in terms of the final report. Was it vastly different to the one I get each year or the same? Can't wait to get this monkey off my back.
Looking forward to adding a savings goal to my footer
Looking forward to adding a savings goal to my footer

Debt free August 2023
Saving Goal 5k
Saving Goal 5k
0
Comments
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I received my documents about six weeks after the final payment, but it can take several months. I received a very basic certificate of completion - "I hereby confirm that so-and-so has completed the IVA as of this date" - and a final statement that showed all the fees paid and how much each creditor had received.
My debt-free diary: Go your own way
Save £6k in 2025 #19 £949.94/£6,000
Save £10k in 2024 #10 £12,013.63/£10,000
Save £12k in 2023 #20 £7,040.55/£12,0001 -
It won`t be a final report, you will likely just get a generic sheet of A4 paper, much as described above, and that will be that.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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gd55 said:I received my documents about six weeks after the final payment, but it can take several months. I received a very basic certificate of completion - "I hereby confirm that so-and-so has completed the IVA as of this date" - and a final statement that showed all the fees paid and how much each creditor had received.Debt free August 2023
Saving Goal 5k1 -
Not sure anyone will see this but it finally happened...8 months after my original post my certificate came through. Very strange feeling, not sure what I was expecting but there is relief. Now to set my saving goalDebt free August 2023
Saving Goal 5k2 -
Pleased for you.
Now work towards your saving goal, but do revise your budget to allow for cost of living increases. After all, that what your IVA provider would do.If you've have not made a mistake, you've made nothing0
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