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Resourcefulness: The budgeter's friend
Comments
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@2Scratters I use cotton yarn - made for knitting. I confess I don't bleach them - the food ones get a bit grey looking (because I tend to use paler cotton for the kitchen) but I'm not bothered about aesthetics! They regularly go through the machine, so I know they might look manky, but they're not! The pattern I use knits up on the bias - this looks like the right pattern.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway6 -
@2Scratters - I use cotton yarn too, which atm is simply colourful stuff I have left over from long ago projects. The pattern I use looks pretty much the same as the one in the link which @themadvix posted. A square knitted in garter st on the diagonal with a border made from yarn overs. Size 4mm needles, dk cotton yarn & v easy to knit while watching TV.
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)5 -
Cotton yarn for dishcloths here too - although mine are crocheted rather than knitted. I tend to make the patter up as I go along - and they're not always the neatest, but a border crocheted round the outside covers up a multitude of sins AND ensures they last a bit longer, too!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
I've knitted a few dishcloths before, just garter stitch as you say. But what do you mean by "yarn overs" for the boarder?foxgloves said:@2Scratters - I use cotton yarn too, which atm is simply colourful stuff I have left over from long ago projects. The pattern I use looks pretty much the same as the one in the link which @themadvix posted. A square knitted in garter st on the diagonal with a border made from yarn overs. Size 4mm needles, dk cotton yarn & v easy to knit while watching TV.
FMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,864....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF #68 £850/£3000
.
Studies/surveys November £15.78
Decluttering items 1383/2025
Books read 20
Jigsaws done 18
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4 -
@Makingabobor2 - I mean the instruction you'd see in a knitting pattern written as 'YO', as in you put the yarn over the needle when instructed, usually in a lacy pattern or to increase number of stitches, etc.
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)5 -
Good afternoon Monday Readers,
I wanted to get the week off to a good start & I do feel I've been productive. Today's budget-friendly things as follows:
*3 loads of laundry done & crammed onto heated airer but some periodic bursts of dehumidifier are helping with that. Quite windy but I'm so glad I didn't risk pegging out as we've had a long brisk spell of rain this afternoon & there would have been too much to unpeg & bring in quickly.
*Baked a loaf.
*Made chicken stock in the slow cooker using a carcas I'd frozen, some leek tops & other veggie odds & ends. Will put it in a large container to freeze & it will doubtless be earmarked for Mr F's Christmas Day gravy!
*Number-crunched latest energy bill - this is the 1st month in which we have used a little more than our monthly DD covers but we have a good credit balance for the remaining Winter months. £3-11 more than the same billing period last year, so nothing to worry about atm.
*Did my usual Monday morning budget updates.
*Did a bit of present knitting - not a lot, but finished a heel flap, turned the heel, picked up sts & started on the foot shaping.
*Wrote 6 Christmas cards (today's quota!)
*Wrapped & arranged items in our friends' hamper. Some good Project Surbiton activity going on there - a supermarket cardboard box covered in the nice paper Mr F saved from a skip, ribbon from my Mum's craft stash, handmade gift tag & covered in a big sheet of salvaged cellophane for which I've been trying to find a use for ages. I think it looks quite nice & festive, anyway.
*Made tomorrow's packed lunch & breakfast.
*Did a few surveys - once I have been paid, my November PA earnings will be over £50 so will be a useful addition to my December Spends.
*Entered a competition.
*Doubtless a bit more funky dishcloth knitting tonight while watching TV quizzes.
*Effortless nosebag as Mr F made enough lovely butternut macaroni cheese on Saturday to feed us tonight as well.
The only task which is going to fall off the list today is jotting down some ideas for December's master meal plan. We find it's well worth getting this done up to Christmas Eve, to keep non-festive food shopping to a minimum while using freezer supplies to free up room for all the batch cooking I do after Christmas. I will do that tomorrow instead. I still need to strain the chicken stock, so shall do that as soon as I've signed off my laptop. There was a brief power cut at lunchtime & although the supply was restored very swiftly, I was unable to turn the oven on afterwards. The outage had somehow shifted the control panel to 'timer' & as soon as I got rid of that, I was able to light the oven. The TV also went a bit peculiar, but I've left that for Mr F. TVs 'going peculiar' are one of his fortes!
I keep finding Soot with his head in people's Christmas gift bags. He is obsessed with going in bags. he can't walk past one without a good nose inside. My little HQ room is a nice cosy space for them, but I'm having to keep the door shut while I am not up there to supervise, in case he actually opens any presents!
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)5 -
Project Surbiton box sounds great, as does butternut mac cheese
It might not be this year, it might not be next year, but one day you might have an embarrassing mix-up and be about to gift all your nearest and dearest dreamies for Christmas, and Soot will not be found wanting in his duty to protect you from such an eventuality. Bravo brave Soot
4 -
Aah, yes. I get it nowfoxgloves said:@Makingabobor2 - I mean the instruction you'd see in a knitting pattern written as 'YO', as in you put the yarn over the needle when instructed, usually in a lacy pattern or to increase number of stitches, etc.
FMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,864....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF #68 £850/£3000
.
Studies/surveys November £15.78
Decluttering items 1383/2025
Books read 20
Jigsaws done 18
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
🤣🤣🤣 Well done, brave Soot!PennysIntoPounds said:Project Surbiton box sounds great, as does butternut mac cheese
It might not be this year, it might not be next year, but one day you might have an embarrassing mix-up and be about to gift all your nearest and dearest dreamies for Christmas, and Soot will not be found wanting in his duty to protect you from such an eventuality. Bravo brave SootMortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
He’s a brave little soldier, isn’t he! 🤔🤩❤️😂themadvix said:
🤣🤣🤣 Well done, brave Soot!PennysIntoPounds said:Project Surbiton box sounds great, as does butternut mac cheese
It might not be this year, it might not be next year, but one day you might have an embarrassing mix-up and be about to gift all your nearest and dearest dreamies for Christmas, and Soot will not be found wanting in his duty to protect you from such an eventuality. Bravo brave Soot
KKAs at 15.11.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 70 books of target 52 in 2025, as @ 29th November
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3
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