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Resourcefulness: The budgeter's friend

foxgloves · 2023-01-01 15:40:48

Happy New Year to readers old & new! Well, it's time for a new chapter. My old diary ("Put away your purse & become debt averse") achieved pretty much what I intended. I shared the story of how I got into debt at the age of 19 & stayed that way until a pretty enormous lightbulb pinged on during my early 40s, I've shared…

Comments

KajiKita Posts: 8,137 Forumite

Today at 6:19PM

Soot is a mischievous cat! 😼 😈 😉

Very well done on the £164 holiday budget surplus and the ‘to the penny’ credit card spends tracking - I am very impressed! 😊👏 I’m guessing from what you’ve said before that you will roll that surplus forward to the next holiday expenses pot?

Well done on the continued kitchen wizardry too 😊

KK

As at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,270 Interest saved £5,816 to date
Fixed rate 3.85% ends October 2030

Read 51 books of target 52 in 2025, as @ 17th September
Produce tracker: £389 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
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