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Resourcefulness: The budgeter's friend

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  • rtandon27
    rtandon27 Posts: 5,704 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    With the exception of the past hour, it's been hammering it down here in the western most part of the southeast!  My garden is happier for it, especially the super thirsty cherry tree and apple tree!  Just enough respite from the deluge for me to pick another pound of blackberries for the freezer stash!  Bumper crop already, and we are not even into August yet.
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • Sun_Addict
    Sun_Addict Posts: 24,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My Japanese anemones are out already this year, usually August time. Lots of blackberries picked too. 

    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Makingabobor2
    Makingabobor2 Posts: 4,220 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Courgette Crumble, that sounds interesting
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £7.48

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • KajiKita
    KajiKita Posts: 7,741 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Courgette Crumble, that sounds interesting
    It does, doesn’t it. 😊 What do you put in the crumble @foxgloves

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • foxgloves
    foxgloves Posts: 12,594 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    @KajiKita - Do you mean the topping?
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • KajiKita
    KajiKita Posts: 7,741 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    foxgloves said:
    @KajiKita - Do you mean the topping?
    F
    Yes, that is what I meant. 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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