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Resourcefulness: The budgeter's friend

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Comments

  • rtandon27
    rtandon27 Posts: 6,964 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    With the exception of the past hour, it's been hammering it down here in the western most part of the southeast!  My garden is happier for it, especially the super thirsty cherry tree and apple tree!  Just enough respite from the deluge for me to pick another pound of blackberries for the freezer stash!  Bumper crop already, and we are not even into August yet.
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 *** New projection - Aug 2038 (reduced by 3 years & 1 month)
  • Sun_Addict
    Sun_Addict Posts: 25,917 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My Japanese anemones are out already this year, usually August time. Lots of blackberries picked too. 

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • Makingabobor2
    Makingabobor2 Posts: 4,823 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Courgette Crumble, that sounds interesting
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,104....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £290/3000


    Studies/surveys July £99.11

    Decluttering items 1400/
    2025.  353/2026
    Books read    23 in 2025.  2026- 16 (target is 52)  
    Jigsaws done  20 in 2025.  4 in 2026

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • KajiKita
    KajiKita Posts: 10,509 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Courgette Crumble, that sounds interesting
    It does, doesn’t it. 😊 What do you put in the crumble @foxgloves

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 56 books of target 52 in 2026 as @ 2nd August. 
    Produce tracker: £192 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • foxgloves
    foxgloves Posts: 13,542 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    @KajiKita - Do you mean the topping?
    F
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • KajiKita
    KajiKita Posts: 10,509 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    foxgloves said:
    @KajiKita - Do you mean the topping?
    F
    Yes, that is what I meant. 😊

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 56 books of target 52 in 2026 as @ 2nd August. 
    Produce tracker: £192 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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