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Resourcefulness: The budgeter's friend
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I’m so pleased it was good news that threw you off kilter. That’s fantastic 🥳I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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What a lovely surprise for you. Unexpected money is always good and even better when its a good amount.5
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That's lovely news and nice to know that your relative thought so highly of you and your sister. I'm sure you will use the gift in a way that it was intended.4
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How lovely for you Foxgloves!
Several years ago we too were very thankful to those who had gone before us for enabling us to be debt free. When I think of them, I quietly send their names up to the stars for safekeeping.4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!6 -
I’m so pleased it was good news that had you discombobulated. Hoping joy and peace of mind comes in (and the money does turn up 😉).Sympathies on the planting out of plant freebie babies being labour intensive - same here! 😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
You deserve it all @foxgloves! So thrilled for you though it's always sad to inherit. You'll thank and honour your aunt and her legacy will be wisely spent. How is Project Surbiton looking? Love Humdinger xx5
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How lovely that your relative thought of you as well as your sister. It will be a good boost towards your long term plans and something that you will always remember and be thankful to her for.3
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I'm so glad it was good news, how lovely that your relative can contribute to Project Surbiton4
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Thank-you for your kind comments. Yes, it will indeed be a boost to Project Surbiton but I can tell you now that it will still continue for all of this year as planned. A very welcome side effect is that in trying to put more into the Savings Pots than we are taking out, we are using up & repurposing lots of items - solutions which as well as being no-spend & sustainable, are also contributing to ongoing decluttering.
Glorious sunshine again. Greenhouse tasks for me this morning. My aim for the day. is a mindful pace enjoying each bit of progress rather than looking at all the current gardening jobs as a whole & thinking, "Eeek!", followed by demotivation. Mr F couldn't believe how much hawkweed root I've dug out over the last 2 days. Trug already too heavy for me to carry to the garden wheelie so it just shows how much of the wretched stuff there is, snaking its roots cunningly underground before popping up all over the place. My 'green gym' for 2025 is defo going to be waging physical war on its takeover bid & that goes for bindweed & brambles too!
Onwards with the Spring in our hearts, m'dears,
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)10 -
I'm looking at my garden like that as well. Been suffering with back/shoulder and neck lately and the thought of doing it all is not appealing, although I do want to get it done. I promised the DGK's I would give them £5 for an hour's work if they come round and help with some of the initial tasks. I think t they will take me up on that as they are off to Florida in the summer and want some spending money. Thought it would be warmer to get in garden today, but the forecast 20c, doesn't seem to have materialised and it was very cold when I went to washing line just now.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Studies/surveys August £14.50
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4
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