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Resourcefulness: The budgeter's friend

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Comments

  • foxgloves said:
    @Makingabobor2 - I mean the instruction you'd see in a knitting pattern written as 'YO', as in you put the yarn over the needle when instructed, usually in a lacy pattern or to increase number of stitches, etc. 
    F
    Aah, yes. I get it now
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,424....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1150/£3000
    .

    Studies/surveys January £35.35

    Decluttering items 1402/
    2025.  53/2026
    Books read    23 in 2025.  2026- 2 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • themadvix
    themadvix Posts: 9,380 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Project Surbiton box sounds great, as does butternut mac cheese

    It might not be this year, it might not be next year, but one day you might have an embarrassing mix-up and be about to gift all your nearest and dearest dreamies for Christmas, and Soot will not be found wanting in his duty to protect you from such an eventuality. Bravo brave Soot 

    🤣🤣🤣 Well done, brave Soot!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • KajiKita
    KajiKita Posts: 9,246 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    themadvix said:
    Project Surbiton box sounds great, as does butternut mac cheese

    It might not be this year, it might not be next year, but one day you might have an embarrassing mix-up and be about to gift all your nearest and dearest dreamies for Christmas, and Soot will not be found wanting in his duty to protect you from such an eventuality. Bravo brave Soot 

    🤣🤣🤣 Well done, brave Soot!
    He’s a brave little soldier, isn’t he! 🤔🤩❤️😂

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 5 books of target 52 in 2026 as @ 13th January 
    Produce tracker: £18 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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