We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Resourcefulness: The budgeter's friend

1658659661663664720

Comments

  • Cheery_Daff
    Cheery_Daff Posts: 17,954 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Very impressed with your dress making, and with your seasonal toenails! Are they just a different palette of colours, or do you do fancy toadstool and acorn designs??
  • PennysIntoPounds
    PennysIntoPounds Posts: 5,462 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Aw lots of husband points to Mr F, that's very sweet.
    Well done on the dress and all your usual activity.
    I think Autumn has truly arrived in London, it is grey and raining with much lower temperatures and predicted to stay that way with the occasional lightning storm in the week for variety!
  • Makingabobor2
    Makingabobor2 Posts: 4,484 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    What a good husband you have in Mr FG, my DH has to be asked to do anything helpful cleaning wise.
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF #68  £950/£3000
    .

    Studies/surveys  December £75.87

    Decluttering items 1395/
    2025
    Books read    22
    Jigsaws done  18

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Suffolk_lass
    Suffolk_lass Posts: 10,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just to mention that one of my transactions disappeared then was applied two days later. The bank was the multi-owned East of England one. Of course the wretched transaction was the one that failed to complete properly or give me my receipt at the new premises convenient store of the same name. So I trailed in when it disappeared, and got them to add a fictitious transaction (photocopying!) for my stuff, only to have to go back and ask for a refund after it applied, two days later. They were very good, but clearly had me in the "batty old person" category when they agreed to refund mine. I am so relieved it was not only me!
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.