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Your MoneySaving New Year's resolution in 3 words
Comments
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Buy less walnuts!!MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £3,100/£5,0002 -
Fewer ready meals!KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Get grief counselling
study Welsh plygain
Cherish my mum4 -
Have more funMake £2023 in 2023 #32 £106.48/£2023SPC6#1888 - 2013 - £350.77 2014 - £338.754
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Enjoy life more.4
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As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
No more whisky
Kill two birds
In case it is misconstrued, I don't mean this literally, in fact I love birds, no not that sort, well, well my favourites are goldfinches
, no I mean (i) whisky is expensive, so saves money, and (ii) is dangerous to health in excess ... and I do mean in excess
.
4 -
Spend less money.
Plan for retirement
Save £12k in 2023 Challenge £12,000/£1,620
The 365 day 1p Challenge 2023 Saver number 52 £667.95/£72.60
CC debt 1/1/23 8385.214 -
Need or Want?
Cherish the Pennies
(which means . . . )
Pounds will Self-Regulate
3 -
Be more mindful
Plan more wisely
Experiences not material
(Not such a great start as Daughter's 18th birthday present that I said I'd pay for in full is twice the price I anticipated 🙈 on the other hand its much cheaper than paying for my Son's driving lessons that he had for his 18th)Make £2023 in 2023 (#36) £3479.30/£2023
Make £2024 in 2024...4
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