📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Your MoneySaving New Year's resolution in 3 words

135

Comments

  • Buy less walnuts!! 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,850/£5,000


  • KajiKita
    KajiKita Posts: 8,011 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Fewer ready meals! 

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Get grief counselling 
    study Welsh plygain
    Cherish my mum
  • Emsa77
    Emsa77 Posts: 38 Forumite
    Tenth Anniversary 10 Posts Name Dropper Combo Breaker
    Have more fun
    Make £2023 in 2023 #32 £106.48/£2023SPC6#1888 - 2013 - £350.77 2014 - £338.75
  • london21
    london21 Posts: 2,164 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Enjoy life more.
  • KajiKita
    KajiKita Posts: 8,011 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Sending hugs @DigForVictory

    KK x
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • dealyboy
    dealyboy Posts: 1,942 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 31 December 2022 at 2:21PM
    No more whisky  :p

    Kill two birds  >:)

    In case it is misconstrued, I don't mean this literally, in fact I love birds  B), no not that sort, well, well my favourites are goldfinches  o:), no I mean (i) whisky is expensive, so saves money, and (ii) is dangerous to health in excess ... and I do mean in excess  :p.
  • Spend less money.

    Plan for retirement 



    Save £12k in 2023 Challenge £12,000/£1,620
    The 365 day 1p Challenge 2023 Saver number 52 £667.95/£72.60
    CC debt 1/1/23 8385.21 

  • Need or Want?

    Cherish the Pennies

    (which means . . . )
    Pounds will Self-Regulate




  • Be more mindful
    Plan more wisely 
    Experiences not material 

    (Not such a great start as Daughter's 18th birthday present that I said I'd pay for in full is twice the price I anticipated 🙈 on the other hand its much cheaper than paying for my Son's driving lessons that he had for his 18th) 
    Make £2023 in 2023 (#36) £3479.30/£2023

    Make £2024 in 2024...
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.