We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Your MoneySaving New Year's resolution in 3 words

Comments

Gem-gem Posts: 4,603 Forumite

27 December 2022 at 2:29PM

Save, save, save

2025 Fashion on a ration 0/66 coupons
2025 Frugal challenge
5
mfwin2019 Posts: 150 Forumite

27 December 2022 at 10:48PM

Embrace my life

Declutter 2023 110/520
Jan grocery challenge 324.44/350 25.56 spare
Feb grocery challenge 204.45/280
March gc 0/310

23 minutes a day self care, decluttering, tidying or cleaning
5
SandyShores Posts: 1,943 Forumite

27 December 2022 at 11:32PM

Think before spending

Mortgage 30 Jun'25. est. £209,470 £309,749
Equity: over 40% (aiming for 40% LTV before remortgaging);
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga
6
Annemad Posts: 5 Forumite

28 December 2022 at 3:32PM

But less food

3
-taff Posts: 15,312 Forumite

28 December 2022 at 5:28PM

All out frugal

Non me fac calcitrare tuum culi
2
kimplus8 Posts: 994 Forumite

28 December 2022 at 11:29PM

No stupid spending!!

Just a single mum, working full time, bit of a nutcase, but mostly sensible, wanting to be Mortgage free by 2035 or less!
3
purplevamp Posts: 10,644 Forumite

29 December 2022 at 2:34PM

1) Spend less money

2) Save more money

3) Make more money

4) Eat less food

5) Get some exercise

6) Clear the clutter

Whatever everyone decides to do I hope you all have a very happy and prosperous new year xx

Mortgage: Was: £154,495 Oct 2039 Now: £82,869.54 May 2037

Swagbucks ~ £130 (2024 ~ £395)

Surveys ~ £122.24 (2024 ~ £280.14)

Make £2025 in 2025 #5 ~ £964.62 ~ (2024 ~ £2,561.04)

2
Soontobeoap Posts: 1,269 Forumite

29 December 2022 at 3:28PM

Walk not drive.

craft stash 2023 =161, 2024 = 119 2025 = £17.98 spent, 102 made and 5 mended,
GC 2022 = £3154.96
2023 = £3334. 84
2024 = £.3221.81
2025 = £1872•35/£3300
Jan 413.77 Feb £361.32, March £192. April £438.06 May £261.66 June £204.54/£200 July £52.66/ £250
Decluttering campaign. 2024= 70/52 bin bags full. ⭐⭐⭐⭐
2
jackieblack Posts: 10,490 Forumite

30 December 2022 at 11:23AM

Use up ‘stashes’
Buy less stuff

2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading

Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end

MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350

2025 target = £1200, YTD £690

Quidquid Latine dictum sit altum videtur

3
Daywon Posts: 60 Forumite

30 December 2022 at 5:37PM

Save don't spend

2

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

Categories

All Categories
350.6K Banking & Borrowing
253K Reduce Debt & Boost Income
453.3K Spending & Discounts
243.6K Work, Benefits & Business
598.3K Mortgages, Homes & Bills
176.7K Life & Family
256.7K Travel & Transport
1.5M Hobbies & Leisure
16.1K Discuss & Feedback
37.6K Read-Only Boards

MSE News

Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payments this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.