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buying a new car policy

I went to "Compare the Market.com" & the first quote that came up was from One Call. It was about £70 less than the next quote, so I followed the link and read their details.
The next thing I knew was that it told me the policy number of the new Insurance policy. I hadn't paid anything and hadn't requested a policy.
They don't have a phone number, nor an email contact nor a Live Chat. I even went to their Facebook page & left a message, but I haven't heard from them. I can't contact them and don't know if I have a policy or not, but now I see why they are so cheap[---there is no way of contacting them.

Comments

  • 400ixl
    400ixl Posts: 4,482 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Was it a policy number, or the saved quote number? Probably the latter from what you have described.
  • Penguin_
    Penguin_ Posts: 1,594 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    I went to "Compare the Market.com" & the first quote that came up was from One Call. It was about £70 less than the next quote, so I followed the link and read their details.
    The next thing I knew was that it told me the policy number of the new Insurance policy. I hadn't paid anything and hadn't requested a policy.
    They don't have a phone number, nor an email contact nor a Live Chat. I even went to their Facebook page & left a message, but I haven't heard from them. I can't contact them and don't know if I have a policy or not, but now I see why they are so cheap[---there is no way of contacting them.
    Well if they haven't charged you, I highly doubt they are insuring you.
  • dunstonh
    dunstonh Posts: 121,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I went to "Compare the Market.com" & the first quote that came up was from One Call. It was about £70 less than the next quote, so I followed the link and read their details.
    The next thing I knew was that it told me the policy number of the new Insurance policy. I hadn't paid anything and hadn't requested a policy.
    There are a few more steps to do before the policy goes on first. i.e. confirming your card details you want to pay (or bank details if direct debit).      It doesn't jump from a comparison site to being in force "before you know it".

    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    https://www.onecallinsurance.co.uk/contact/car-insurance

    If you go to the above, choose complaint and then there is a link to Live Chat
  • daveyjp
    daveyjp Posts: 14,113 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If you haven't paid and haven't received an email with documents you haven't purchased a policy.
  • user1977
    user1977 Posts: 19,400 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper

    The next thing I knew was that it told me the policy number of the new Insurance policy.
    What else did "it" say?
  • It does sound like you didn't complete it, so you will not be insured. Going cheap is not always the best way to get insured.
    Many alternatives, like an older driver or a low mileage driver, can get you better discounts. 
    By Miles is suitable for those that cycle and drive, as you pay an upfront cost of £120 and then around 3p per mile.
  • MalMonroe
    MalMonroe Posts: 5,783 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    I agree with those who have said it is probably a quote reference number. I've had car insurance with One Call a couple of times in the past and they don't just suddenly issue a policy using details from a quotation on a comparison site. 

    The information on Compare the Market before you are given your list of quotes says "don’t forget you can tailor your quotes once your prices are displayed". They won't issue any policy before you advise them of your specific requirements or, more importantly for them, your bank details.
    Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.
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