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First Car - Cheaper Insurance
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I am helping DD get her first car, she is 20, passed her test a few months ago, I cannot get insurance under around the £1,600 mark.
That's for a Hyundai i20.
So, any tips as to what cars are cheap to insure, is 3 door less or more than 5 or does it not make any difference?
I've tried a few options, Ford Fiesta, over £2k, Mini is about £1,800, Hyundai i20 seems the cheapest I can find currently.
Thanks for any advice.
She is a student teacher living away and I suspect the postcode doesn't help!
Make £2018 in 2018 Challenge - Total to date £2,108
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Have you done the usual like adding experienced drivers as named drivers? Sometimes black box policies are cheaper, but not always.
Mileage is another consideration, too low can be as bad as too high, so consider that as well. The only other parameter you can really look at is the job title. Is there a student teacher vs trainee teacher for example. You need to keep it real, but sometimes there is an alternative which is relevant and cheaper.
No. Fronting would be if you took out a policy purporting to be the main driver (when you are not) and had her as a named driver on your policy (when she is the main driver). With her as the policyholder and you as a named driver, it wouldn't matter if you never drove the car at all.