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Another "DWP - recovery from estates"
in Deaths, funerals & probate
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I just thought I should put it on hold because i will be porting my mortgage over to buy sister out of mum's house, which apparently I should not do until this repayment thing with the DWP is settled...
Can you not get access to a bank statement of hers ? All benefit payments in should be shown with a reference 'DWP XX' where XX is the specific benefit - e.g SP will be State Pension, AA is attendence allowance, PC is Pension Credit. As far as I'm aware the last one is the only means-tested one that could possibly have led to a significant overpayment, although as others have said, it's most likely that any claim was perfectly justified and it's simply the size of the estate including the house (whcih owuld be ignored when assessing a Pension Credit claim) that has prompted the letter.
My guess is that your mum was getting pension credit.
And she has an a protected income....can't recall all the correct names, sorry it's been over ten years since I dealt with similar.
But basically means your mum didn't need to report any changes to her savings.
So her saving balance was XX when she applied, but her 'design's at death was XXX. And DWP want to check why the discrepancy!
This page helps explain.
Read the bit about AIP. if your mum was over 75 when she claimed the period would have been indefinite and ended with her death? I believe?
This has since been fazed out. But if your mum had been on pension credit since before it was stopped (2016) I believe this is the issue.
Any refund will in effect reduce the residual estate.
You buy the property off the estate with a cash input.
Final distribution can wait.
Unless someone is living in the house the sooner you get it sorted the sooner the drain on the estate remains.
Council tax will kick in a few months.
Honestly I am just finding this all so stressful
Are you able to just phone the bank? Ask them to post the statements - or send via email? The bank should have scans of the documents. Everything takes so long with DWP that you don't feel you can ever recover or start to grieve properly, I do feel for you and know how you feel, since their demands just make everything drag on.
I do hope you manage to sort things out quickly, even though there are still a few official hoops to still jump through.
I wish you all the best, things will get better, it just does take time.
I would rather go into the bank in person, I am more a face to face kind of guy. I will go tomorrow