Beyond loans?

mickginty

Has anyone used beyond loan before. There asking for pretty much every detail on my card is this safe?

MorningcoffeeIV

Stop it.

Visit the DFW boards instead of rummaging around for bottom-end loans.

mickginty

If anyone could provide a decent same day loan company that would be appreciated 

mickginty

MorningcoffeeIV said:

Stop it.

Visit the DFW boards instead of rummaging around for bottom-end loans.

DFW? What’s that?

Ebe_Scrooge

mickginty said:

If anyone could provide a decent same day loan company that would be appreciated 

"Decent" and "Same-day loan company" being used in the same sentence - are you actually being serious???

Seriously, I'm not being nasty, but whatever predicament you're in, legalised loan-sharks such as this and Lending Stream (Ref your other thread) are to be avoided at all costs.  Really.

Perhaps if you could outline why you're so desperate for an immediate loan, we may be able to offer some alternative solutions that don't involve getting yourself neck-deep in astronomically-expensive debt.

Ebe_Scrooge

mickginty said:

MorningcoffeeIV said:

Stop it.

Visit the DFW boards instead of rummaging around for bottom-end loans.

DFW? What’s that?

Debt-Free Wannabe - a forum where you'll get loads of helpful and non-judgemental advice on how to tackle your debt, rather than trying to borrow your way out of it (which can never work).

https://forums.moneysavingexpert.com/categories/debt-free-wannabe

enthusiasticsaver

mickginty said:

Has anyone used beyond loan before. There asking for pretty much every detail on my card is this safe?

They have an interest rate of around 50% so are pretty much loan sharks.  Do not touch them.  DFW is the debt free wannabe forum where you can get advice if you are struggling with being over committed. 

mickginty

Ebe_Scrooge said:

mickginty said:

If anyone could provide a decent same day loan company that would be appreciated 

"Decent" and "Same-day loan company" being used in the same sentence - are you actually being serious???

Seriously, I'm not being nasty, but whatever predicament you're in, legalised loan-sharks such as this and Lending Stream (Ref your other thread) are to be avoided at all costs.  Really.

Perhaps if you could outline why you're so desperate for an immediate loan, we may be able to offer some alternative solutions that don't involve getting yourself neck-deep in astronomically-expensive debt.

Hi sorry I get that loans like this aren’t great but I’m low on cash until the end of the month so not sure of any alternatives tbh

Ebe_Scrooge

mickginty said:

Ebe_Scrooge said:

mickginty said:

If anyone could provide a decent same day loan company that would be appreciated 

"Decent" and "Same-day loan company" being used in the same sentence - are you actually being serious???

Seriously, I'm not being nasty, but whatever predicament you're in, legalised loan-sharks such as this and Lending Stream (Ref your other thread) are to be avoided at all costs.  Really.

Perhaps if you could outline why you're so desperate for an immediate loan, we may be able to offer some alternative solutions that don't involve getting yourself neck-deep in astronomically-expensive debt.

Hi sorry I get that loans like this aren’t great but I’m low on cash until the end of the month so not sure of any alternatives tbh

Thanks for replying.  What do you need the cash for (if that's not too personal a question)?  There may well be a food bank near you if that's the issue.  Or friends/family who would be willing to give you some food?  If it's for rent payments or something like that, speak to your landlord to see if they'll accept a deferred payment.

I can kind of understand where you're coming from, and obviously I don't know your personal circumstances.  But honestly, loans like this will only end up getting you deeper into debt.  Please, if there is any possible alternative, no matter how unpalatable it may seem, you really should seriously consider it.

mickginty

Ebe_Scrooge said:

mickginty said:

MorningcoffeeIV said:

Stop it.

Visit the DFW boards instead of rummaging around for bottom-end loans.

DFW? What’s that?

Debt-Free Wannabe - a forum where you'll get loads of helpful and non-judgemental advice on how to tackle your debt, rather than trying to borrow your way out of it (which can never work).

https://forums.moneysavingexpert.com/categories/debt-free-wannabe

It’s just an overdraft with my bank that in but I’ve used it up for the month and I’ve never got a loan before so was looking to do it for a one time thing. By the comments I’m best off leaving that thought then?

Ebe_Scrooge

mickginty said:

Ebe_Scrooge said:

mickginty said:

MorningcoffeeIV said:

Stop it.

Visit the DFW boards instead of rummaging around for bottom-end loans.

DFW? What’s that?

Debt-Free Wannabe - a forum where you'll get loads of helpful and non-judgemental advice on how to tackle your debt, rather than trying to borrow your way out of it (which can never work).

https://forums.moneysavingexpert.com/categories/debt-free-wannabe

It’s just an overdraft with my bank that in but I’ve used it up for the month and I’ve never got a loan before so was looking to do it for a one time thing. By the comments I’m best off leaving that thought then?

If you can at all avoid it then yes, don't touch it with a barge pole.  However much you borrow, you'll have to repay substantially more - meaning that next month you'll already be starting with less money in your pocket.  Which in turn means you'll have to borrow again ... then the next month you've got even less money ... and so the downward spiral rapidly escalates.

Please, if you can find another alternative then do so.  You'll be glad you did, I can promise.