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Starling 1 Year fix at 3.25%
penners324
Posts: 3,663 Forumite
Starling have launched a 1 Year fixed account at 3.25%
1
Comments
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That’s pants…..sorry!4
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Disappointing.
Should be instant access on a normal space for that rate imo. I was really hopeful for this one.0 -
Hilarious. The irony of today, BoE's base rate is higher than Starling's fresh fix.
Monzo's equivalent fix is 3.9%.
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I can only assume this was a rate planned long long ago for release in December. As a challenger bank, surely Starling can do better.If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.1 -
Pointless imo.0
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I was looking forward to Starling launching a savings account as I use Starling as my main current account but disappointed it's only a fixed offering. I thought they might have at least offered an instant access account too.0
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It's not a particularly good idea to have all your eggs in the same basket, anyway. What if there is a problem with your access to your Starling bank? There are tons of reasons for things going wrong, with any bank. Spread your risk by spreading your money across multiple banks.GenieBoy said:I was looking forward to Starling launching a savings account as I use Starling as my main current account but disappointed it's only a fixed offering. I thought they might have at least offered an instant access account too.0 -
I have other savings accounts too (Marcus, Tandem, Atom and local building society, as well as premium bonds. Having a small savings account attached to my current account can come in handy for quick emergency access etc without dipping into main savings.Band7 said:
It's not a particularly good idea to have all your eggs in the same basket, anyway. What if there is a problem with your access to your Starling bank? There are tons of reasons for things going wrong, with any bank. Spread your risk by spreading your money across multiple banks.GenieBoy said:I was looking forward to Starling launching a savings account as I use Starling as my main current account but disappointed it's only a fixed offering. I thought they might have at least offered an instant access account too.0 -
Appreciate the convenience of having an instant access account at your fingertips. With Faster Payments and/or Open Banking, though, it barely matters where accounts are held now.GenieBoy said:
I have other savings accounts too (Marcus, Tandem, Atom and local building society, as well as premium bonds. Having a small savings account attached to my current account can come in handy for quick emergency access etc without dipping into main savings.Band7 said:
It's not a particularly good idea to have all your eggs in the same basket, anyway. What if there is a problem with your access to your Starling bank? There are tons of reasons for things going wrong, with any bank. Spread your risk by spreading your money across multiple banks.GenieBoy said:I was looking forward to Starling launching a savings account as I use Starling as my main current account but disappointed it's only a fixed offering. I thought they might have at least offered an instant access account too.0
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