What is the Amex Green charge card?

mulevariations
mulevariations Posts: 27 Forumite
10 Posts
edited 14 December 2022 at 8:37PM in Credit cards
Why is it not possible to see it on the AMEX UK site? Do you have to be an AMEX customer already to apply? Is it available just in the US? 

EDIT: Apologies, I've just read about it being removed from the UK market. 

Comments

  • DullGreyGuy
    DullGreyGuy Posts: 17,217 Forumite
    10,000 Posts Second Anniversary Name Dropper
    The AmEx Reward Credit Card is the nearest personal lines card but its a credit card rather than charge card. The green card still exists in the UK but only for corporate customers and the Basic Card is the last remaining charge card for personal customers (excluding invitation only cards like Centurion) 
  • Amex have been exiting the “Charge Card” market over the last few years. First it was the Preferred Rewards Gold Card being relaunched as a Credit Card few years ago, then the Platinum  was also relaunched as Credit Card this year, and now they have also removed the original Green Card all together.  Existing customers however have retained their old charge cards products (my own Platinum is still the charge card version).

    Even in US, whilst retaining the Charge Card concept, they are promoting the “pay over time” option, to basically mimic a credit card.
  • DullGreyGuy
    DullGreyGuy Posts: 17,217 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Amex have been exiting the “Charge Card” market over the last few years. First it was the Preferred Rewards Gold Card being relaunched as a Credit Card few years ago, then the Platinum  was also relaunched as Credit Card this year, and now they have also removed the original Green Card all together.  Existing customers however have retained their old charge cards products (my own Platinum is still the charge card version).

    Even in US, whilst retaining the Charge Card concept, they are promoting the “pay over time” option, to basically mimic a credit card.
    Green is still in the UK for new corporate customers... clearly they think companies want to be able to distinguish between grades of staff

    In the UK they did use to offer the pay over time on their charge cards... you basically took a short term loan to clear the charge card balance but they dropped it fairly quickly. With UK requirements on checks on affordability, moving to a CCA regulated product, S75 etc it probably was all too much of a mess when you could just offer credit cards instead. 
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