can you free credit report...have sorted experian

Deals_2

and now need to look into equifax but on the site it looks like it costs £11. from what i have read on moneysaving Virgin credit card use both experian and equifax. Also what are people's experiences of the limits they have been offering?
we recently had some issues with Virgin on the broadband side which is still not sorted - could this affects things with the request for a credit card? i am told a lot of people have been complaining about broadband with them so we are definitely not the only ones.

thanks in advance.

danthemoneysavingman

the credit card is run by MBNA, not virgin, so unlikely the 2 would be linked up. broadband accounts dont, i believe, appear at the bureaux but i'm not certain.
you used to be able to get 1 year CreditWatch(TM) on 30 day trial, just cancel before 30 days are up to avoid paying anything.
hope this helps

Deals_2

Abbey but i believe MBNA are behind them (if anyone could confirm) . does anyone know whether i can still apply for a credit card with Virgin even if this is run by MBNA? thanks in advance.

danthemoneysavingman wrote: »

the credit card is run by MBNA, not virgin, so unlikely the 2 would be linked up. broadband accounts dont, i believe, appear at the bureaux but i'm not certain.
you used to be able to get 1 year CreditWatch(TM) on 30 day trial, just cancel before 30 days are up to avoid paying anything.
hope this helps

Deals_2

thanks for mentioning about credit watch to view free of charge my online credit. however i cannot see anywhere on the site i have googled details of this 30 free trial. do you have a web address by any chance? thanks in advance.

Deals wrote: »

Abbey but i believe MBNA are behind them (if anyone could confirm) . does anyone know whether i can still apply for a credit card with Virgin even if this is run by MBNA? thanks in advance.

danthemoneysavingman

Deals wrote:

thanks for mentioning about credit watch to view free of charge my online credit. however i cannot see anywhere on the site i have googled details of this 30 free trial. do you have a web address by any chance? thanks in advance.

if you go to https://www.econsumer.equifax.co.uk/consumer/uk/landing.ehtml?^start=&companyName=LAW05_ukesngdetail
(just click the link, it appears truncated) you will find the offer under the Equifax Credit Watch Gold banner (third way down on left, or bottom-right corner). Don't forget to cancel within 30 days!
(NB: you need to clear out your PM mailbox)