Do I need to get permission from my mortgage lender to have lodgers in my house?

MobileSaver

silvercar said:

eduardo123 said:

The deed doesn’t mention lodging, it only talks about letting. If we chose to let we need their permission, which makes sense. But otherwise there is no mention of lodging/RAR schemes.

I wouldn’t worry about consent for a lodger. Lodgers living with their landlord have few legal rights. If anything in the deeds or indeed the mortgage lender held objections you could just give notice to the lodger.

^ This.

Even if a lodger is mentioned in the mortgage terms and conditions I think it could be classed as an unfair term and thus unenforceable unless you were silly enough to give the lodger over-generous rights.