On ESA and PIP. National insurance credits haven't been paid for a long time.

sammyjammy

Ihatethinkingofusernames11 said:

Hello just an update for anybody who stumbles on to this thread. I have phoned and they confirmed the credits should be going on but have not and they will be phoning me back within 3 days (supposedly). 

I don't really know that much about national insurance credits. Is it literally just contributing to a pension and the more the better? 

Yes its mainly for credits towards State Pension and absolutely the more the better

Ihatethinkingofusernames11

Hello thanks for clarifying Sammyjammy I have been doing a bit of reading about it and others comments regarding that and pension credit. 

I'm still a bit unsure but have seen some say if you get pension credit you can be on more than some who pay full stamp or similar amount (from what people have said in some newspaper columns comments sections).

Thank you

Spoonie_Turtle

Ihatethinkingofusernames11 said:

I'm still a bit unsure but have seen some say if you get pension credit you can be on more than some who pay full stamp or similar amount (from what people have said in some newspaper columns comments sections).

It is possible, once passported benefits are taken into account, that someone receiving Pension Credit may be slightly better off than someone receiving the full State Pension and nothing more.  However people not receiving Pension Credit can still apply for things like Council Tax Support and Housing Benefit on the basis of their income anyway, it's just not automatic like it is for people receiving PC.

However, people currently under pension age should not assume that things will be the same by the time they reach pension age.  Banking on receiving PC in the future along with the currently passported help may be a dangerous strategy.

Newspaper comment sections are some of the least reliable parts of the internet, don't ever believe what's written there without checking the facts for yourself.