2023 Frugal Living Challenge

Debsnewbudget

Another one here who has just been converted to Chase.
I love it, the 1% on current account and 1% cashback on spending for a year along with 3.4% interest on up to 10 savings pots where you can specify a goal. I also love the 5% for roundups.
I have kept my Halifax for dd and so bills and transfer all discretionary spending money over to Chase each month, but seriously thinking of closing Halifax.

Cherryfudge

kboss2010 said:

If anyone likes Toblerone but doesn’t like the increasingly eye-watering prices, Poundland do a version which tastes exactly the same for £1 for 155g bars in dark and milk chocolate and I’m sure I’ve seen different flavours at various points.

I bought some of these (the dark ones) last Christmas for someone who is dairy-free, so can't have Toblerone. I can't guarantee the recipe has stayed the same but it's worth checking if you are vegan, lactose intolerant, allergic to dairy or just not prepared to pay so much for the original version.

willow_loulou

@Frugaldom I bet those ice creams were delicious too. I splashed out on an Iced tea on Saturday, it was so hot and I was driving 100m round trip. I savoured every sip! 

Quick question, I’ve just been given some runner bean seeds, is it too late to start them? They’re just in a blank packet so no instructions and Google has said yes and no! 

Fizz2015

@willow_loulou I just planted runnerbeans yesterday so go for it. They have 2 choices! 

2Scratters

@Debsnewbudget I would close your Halifax account by doing a transfer to RBS money back on completion and rewards on your normal household bills or try Nat West they are both part of the same group though. No point in poor loyalty returns by staying with current bank. 

2 Scratters xx

RavenRover

Another convert to Chase here,  I can't believe the interest I am getting every month too.  It all helps

Glittering_M

One thing to note with Chase is some of the benefits, e.g. Cashback are only for the first year, although saying that they extended my friend's after the first year so just worth bearing in mind it may just be for a year. 
I'm certainly going to look at getting it myself.

mama67

I figured that even if only for 1 year it’s still going be good. 

willow_loulou

Just looked at chase. Is it protected like the other banks are as it’s only digital? I don’t understand these things tbh - it does look pretty user friendly though. 

mama67

From the app

i went with as Martin Lewis recommended as a fee free card for using abroad.