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2023 Frugal Living Challenge
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I think it was this thread where someone mentioned Morrisons savers stuff, if not I apologise but noticed today for the first time they’re doing packs of cherry tomatoes for 56p. Also the beans weren’t in the beans isle but instead with the rest of the savers stuff in their own placeFollow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay
https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest13 -
I know it's going back a couple of pages but I remember izal toilet paper as well. I was bought up by grandparents in a pub and remember one job I did occasionally was to cut up squares of newspaper and thread them onto a string to put in the customers toilets, we had to use izal (posher, don't you know!) But newspaper was softer but gave you a black b.... Izal was just so slidey!!!😃
Nannyg£1 a day 2025: £90.00/365 Xmas fund11 -
Frugal wins today:
1 cooked over ripe pears to use in pies, crumbles etc2 sorted fridge and freezer out and made a list of what's in the freezer, so just have to keep it updated.
3 hm tea tonight but no leftovers as all was eaten!
4 started to clear Lottie and planned what's going where this year.
5 took a couple of bits to the charity depot, gives me as bit more room for prepping6 no money spent 😃
That's about itNannyg£1 a day 2025: £90.00/365 Xmas fund17 -
i decreased my cable television bill from $300 USD per month to $140 per month.
I think I successfully decreased my health insurance from $1440 per month to $660 per month.
i cancelled several subscriptions that have crept into my amazon account.
called the cruise line and had unwanted charges taken off my bill.
rescued spinach that was well on its way to the bin and cooked it for tomorrow.
likewise rescued 2 english cucumbers that i usually just curate until they are squishy and then i throw them away.
a No Spend Day for me.
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snowbird20 said:i decreased my cable television bill from $300 USD per month to $140 per month.
I think I successfully decreased my health insurance from $1440 per month to $660 per month.
i cancelled several subscriptions that have crept into my amazon account.
called the cruise line and had unwanted charges taken off my bill.
rescued spinach that was well on its way to the bin and cooked it for tomorrow.
likewise rescued 2 english cucumbers that i usually just curate until they are squishy and then i throw them away.
a No Spend Day for me.
17 -
Off to the cinema this evening, which won't be a cheap ticket, but not planning to do anything else like this this month. I never buy a drink or snack there anyways, I'll take my own from home. Aside from that, there will be no other spends today.
I'm actively planning out on a spreadsheet where I can save money across the year, thinking of every category. I'm also starting to plan a few breakfasts, lunches and snacks to keep costs low but still eat healthily during the week. I work from home full time, which is good, as I save a lot of money on petrol compared to when I used to drive to work, and it keeps me away from the temptation of buying lunches on the go.15 -
I've just taken a few things to my local hospice charity shop. I didn't intend buying anything, but spotted a pair of socks, obviously an unwanted Christmas present. They're a good make, bamboo & still with the tag on. Cost £3.50. Just googled them & they retail at £7.99. They're going in my present box.
Also I've transferred a small amount from current account to savings, better in there getting some interest than getting nothing in current account.
KA15 -
I know what Martin Lewis says about not feeling pressured to buy gifts, but this week I was invited to a Japanese work clients house for lunch, I had already made excuses once before Xmas but didn't feel I could refuse a second time. They had given me made homemade biscuits and got me a very expensive brand of hand soap as a Christmas gift which I wasn't expecting. I read that the Japanese have a long culture of gift giving to show gratitude and reaffirm business deals. So not wanting to offend, I brought a couple of small food items in a large shop which sells discounted branded stuff. I also dug out of some un-used crafting items for the children, so no cost there really. They were just lurking in a cupboard. Anyway, they seemed to go down well with the host. I just hope I didn't offend with my poor use of chopsticks!
Only other shop purchase was sale Christmas Cards reduced to 38p at my local Co0p.
Cashback on House Insurance was £25 with a company that offers 2 for 1 on cinema tickets mid-week. Last year I went thought CB site and same comparison site and took up the Reward and the CB site didn't pay the cashback. At the time, I gave feedback saying I thought it was misleading and this year it looks like I might be able to get both...but I'm going to double check before I claim it. The house insurance has Freezer food cover thrown in which could come in useful.Frugal Living Challenge 2024
Groceries (my half) £1200 (£896)
Council Tax, Water, Gas & Elec, House Ins, Broadband, Mobile £4570 (£3194)
One Car (fuel, tax, insurance, breakdown, MOT and maintenance, parking permit) £1640 (£1204)
Clothes £200 (£225)
Personal Health £140 (£215)
Property Maintenance £400 (£392)
Holiday £1200 (£863)
Socialising £400 (£548)
Forecasted budget 2024 £9750 (£7537)
Debt £350013 -
Frugal wins
1. Electric just above the £4 mark and gas just under.
2.a Other than the carrots, tea was from the allotment. Stew and leek and potato soup also made.
2b used the water from the boiled veg to make the stew (tiniest of savings).
3. Bought timers (googled cheapest price), will try them out over the next couple of days to see if they will save us any money in the long run.
4. Went shopping, all the meat was y/s.
5. Went to see dad and sister and filled up there as it was 3p a litre cheaper.
6. Heating on only for a couple of hours.
CRx
16 -
Frugal win/thoughts for the day. I was gifted a pair of joggers today by a friend as they were too small for him.We had a very strange concoction for dinner but my brain is not in gear to think about what food we can cook (very unlike me) with our supplies (more than enough of) so it was freezer quiche, lemony spring greens and cooked chicken.Slow cooker went on last night for a FR corn fed chicken (YS) and there is plenty of meat. 4 portions of bits went into the soup maker for chicken noodle soup, there is a tub of darker meat which I put to one side so maybe a pie filling (another 4 meals) and 2 huge chicken breasts. I can’t think what to do with them though just now, other than pasta. Regardless that’s likely another 8 meals so not too bad at all, for £7.Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay
https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest13
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