Home contents insurance payout affect benefits?

working_til_i_die

Not sure if this is the correct section to be asking this but it's the best guess I could make

Long story short, ex-wife (and kids) had a house fire, they've been in a temp house for 8 months while rented house they lived in got renovated.  It's taken several months for home contents insurance to pay out a fraction of the amount but it's been paid and they're due to move back in this week.

Yhe amount claimed is over 50k but she and the kids are moving into an essentilly empty house and have to replace everytihng from cups and towels to clothes and Telvisions.  Can a payment of this size risk affecting her benefits/UC? (she works part time < 12h/w, is carer for our son)

calcotti

There is a six month disregard
https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/1085956/admh2.pdf

Amount from insurance policy

H2121 An amount received from an insurance policy within the past 6 months can be disregarded where it is in connection with the loss or damage to the

1. premises occupied by the person as their home or 

2. personal possessions of that person.

UC Regs, Sch 10, para 14

working_til_i_die

calcotti said:

There is a six month disregard
https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/1085956/admh2.pdf

Amount from insurance policy

H2121 An amount received from an insurance policy within the past 6 months can be disregarded where it is in connection with the loss or damage to the

1. premises occupied by the person as their home or 

2. personal possessions of that person.

UC Regs, Sch 10, para 14

Thank you so much, I've been googling like a crazy person and never finding the answer.  Much appreciated.

calcotti

working_til_i_die said:

calcotti said:

There is a six month disregard
https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/1085956/admh2.pdf

Amount from insurance policy

H2121 An amount received from an insurance policy within the past 6 months can be disregarded where it is in connection with the loss or damage to the

1. premises occupied by the person as their home or 

2. personal possessions of that person.

UC Regs, Sch 10, para 14

Thank you so much, I've been googling like a crazy person and never finding the answer.  Much appreciated.

One of things that is hard to find unless you already know where to look!