Retirement and SIPP
I would appreciate some thoughts from those that have just a SIPP (and emergency cash) to fund their retirement and how you manage the flow of money during retirement. I am not sure of the best strategy, I have a SIPP and receive the State Pension, but need to top this up.
Do sell stock every monthly/quarterly/yearly, irrespective of market conditions.
Use the emergency cash whilst the market is down, such as now. But how do you top this up when conditions are more favourable.
Currently all my SIPP funds are Accumulation, do I need to go for some Income funds?
Other thoughts, what’s the best strategy?