How many Club Lloyds Accounts

atlantis187

How many club Lloyds account can a person have is it 3 sole accounts same as halifax rewards?

Sensory

https://www.lloydsbank.com/assets/media/pdfs/current-accounts/personal_banking_terms_and_conditions.pdf

Page 27:

You can have a maximum of one account with Club Lloyds benefits (either a Club Lloyds Account or an Added Value Account with Club Lloyds) in your sole name and one in joint names

So two.

etienneg

Why would anyone want more now? When the account paid interest at a better rate than savings accounts (on up to £5,000) I could understand some people wanting more accounts, so as to earn interest on a larger sum. But those days have long gone, hence my question.

General_Grant

etienneg said:

Why would anyone want more now? When the account paid interest at a better rate than savings accounts (on up to £5,000) I could understand some people wanting more accounts, so as to earn interest on a larger sum. But those days have long gone, hence my question.

Maybe they would like, for example, both a magazine subscription and 6 cinema tickets each year.

Vortigern

A couple could have 3 accounts between them. 2 sole accounts and one joint. Earning 18 cinema tickets.

Bridlington1

etienneg said:

Why would anyone want more now? When the account paid interest at a better rate than savings accounts (on up to £5,000) I could understand some people wanting more accounts, so as to earn interest on a larger sum. But those days have long gone, hence my question.

You get a £50 0% overdraft with each account, which generates about 21p/mth if you plonk the lot in the Barclays rainy day saver (assuming no tax is taken off).

swindiff

I used to use them to get 18 cinema tickets, 2 sole accounts and one joint.  Unfortunately they stopped doing them for Cineworld and we don't have a local Odeon or Vue so I downgraded the accounts to classic.

atlantis187

yeah I was wanting to open a couple more mainly for the odeon tickets

surreysaver

Bridlington1 said:

etienneg said:

Why would anyone want more now? When the account paid interest at a better rate than savings accounts (on up to £5,000) I could understand some people wanting more accounts, so as to earn interest on a larger sum. But those days have long gone, hence my question.

You get a £50 0% overdraft with each account, which generates about 21p/mth if you plonk the lot in the Barclays rainy day saver (assuming no tax is taken off).

Where does it say that?

Bridlington1

surreysaver said:

Bridlington1 said:

etienneg said:

Why would anyone want more now? When the account paid interest at a better rate than savings accounts (on up to £5,000) I could understand some people wanting more accounts, so as to earn interest on a larger sum. But those days have long gone, hence my question.

You get a £50 0% overdraft with each account, which generates about 21p/mth if you plonk the lot in the Barclays rainy day saver (assuming no tax is taken off).

Where does it say that?

https://www.lloydsbank.com/current-accounts/personal-overdrafts/cost-calculator.html

surreysaver

Bridlington1 said:

surreysaver said:

Bridlington1 said:

etienneg said:

Why would anyone want more now? When the account paid interest at a better rate than savings accounts (on up to £5,000) I could understand some people wanting more accounts, so as to earn interest on a larger sum. But those days have long gone, hence my question.

You get a £50 0% overdraft with each account, which generates about 21p/mth if you plonk the lot in the Barclays rainy day saver (assuming no tax is taken off).

Where does it say that?

https://www.lloydsbank.com/current-accounts/personal-overdrafts/cost-calculator.html

That's not something they advertise!