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  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 7 January 2023 at 8:06PM
    Dandytf said:
    and what arrives from Vanquis today...3.8% balance transfer offer 6 months.
    Since yesterday's closed Chrome card.
    What could have been 😂
    Not sure I understand the problem.  3.8% for 6 months is hardly the most generous offer in the world - you'd be better off just paying off the existing debt.  And if you're not in a position to be able to repay within 6 months, what happens when the 3.8% offer expires?

    There never was any problem, though could have potentially made use of low rate 3.8 for a few months.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Sncjw
    Sncjw Posts: 3,567 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I can't believe my thread has been hijacked by dandytf 😂
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £58,108

    Cc around 8k. 

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