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My Mortgage Free Mountain - A 7 year expedition to climb to the top

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  • Morning, covering for the cafe owner will not only let you see how they do things but give you the chance to see if you wish to make any changes 😊
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning, covering for the cafe owner will not only let you see how they do things but give you the chance to see if you wish to make any changes 😊
    Thanks Baileys.
    It has certainly helped me get a clearer picture :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm still here just have not had much time for posting my lists but rest assured I am still beavering away chipping off the mortgage amounts £1 at a time (well some days actually only pennies but every penny counts right? :) 

    Big news though - I have quit the chippy. The boss was being a totally idiot so I said enough was enough :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • daisy_1571
    daisy_1571 Posts: 2,117 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yaaaay, well done  :) 
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • Jessy103
    Jessy103 Posts: 2,246 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Yay to binning the chippy and the silly boss! x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yaaaay, well done  :) 
    Jessy103 said:
    Yay to binning the chippy and the silly boss! x
    Thank you. I feel like a weight has been lifted and am actually looking forward to my Saturdays now :) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 5 December 2024 at 7:14PM
    Good morning everyone,

    Finally managing to post a list as I have a day off today :)

    So today I HOPE I WILL:-
    1. Play on Mistplay (50 points target) - DONE 52 points today :)
    2. Watch videos on WeR8 - DONE three videos available for a total of 12p :)
    3. Read lease to check there are no hidden surprises
    4. Check to see if cheque received from Royal Mail has cleared - DONE £8.20 transferred into OP savings account :)
    5. Schedule social media posts for this week and next
    6. Make and post off 14 little bags of friendship for Etsy order - DONE made and posted off :)
    7. Design index card proofs for existing customer - DONE :) 
    8. Make and post off two lucky gnomes for two separate website orders - DONE made and posted off :)
    9. Make two nail art planners for two separate Etsy orders and post off - DONE made and posted off :)
    10. Make proof for prayer tin for Etsy order - DONE :)
    11. Photograph items made to use for marketing them on social media - whoops forgot to photograph before posting :( 
    12. List something on facebook marketplace - nothing new listed yet but 16 listings renewed :)
    13. Comment on in search of posts to hopefully get a few orders
    14. Prepare emails, facebook group and samples for cardmaking advent calendar
    15. Take a course from a membership 
    16. Design something new to sell - DONE finished off my Calming Cat so will take photos in the morning and then list it :) 
    17. List something new on Etsy
    18. Check freepostcode lottery - DONE not a winner :(
    19. Complete Prime Opinion survey - DONE one survey completed for 155 points :) 
    20. Create another cardmaking download
    21. Tidy more of craft room/office - DONE one unit tidied up and now neatly piled instead of jenga style as it was before :)
    22. Start getting together Christmas items - made a start. Am utilising daughters bed at moment as she is away for a few days :) Not really got much but did find a christmas paper plate set so that will save me buying those and napkins this year for our boxing day buffet and will save washing up :) 
    23. Go through freezers and meal plan using as much as possible so as to make room for Xmas food - the next 8 meals will all use things from the freezer. Some will be full meals from the freezer and others will be just one item (like tonight's garlic bread to go with our pasta bake) but everything used will help create some room and save our bank balance from buying more groceries this week :)  
    24. Clean and tidy kitchen - DONE :)
    25. No heating on until 5pm - DONE lasted until 5.51pm but it is going on for a few hours now though as it is cold so I will set the timer for it to go off at 8.30pm :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • Baileys_Babe
    Baileys_Babe Posts: 6,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good luck super woman, that is one ambitious list.
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good luck super woman, that is one ambitious list.
    I'm far from super woman - how many times have I ever finished a list  :D  :D  :pensive:

    You know me though - I do love a challenge ;) 
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
  • craftingmad
    craftingmad Posts: 3,362 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 6 December 2024 at 6:59PM
    Good morning everyone,

    The dog got me up at 6.30am this morning desperate for a wee so although I thought about going back to bed for a bit as I have another day off today, I decided to use the time more wisely and I have almost finished prepping a beef stew to go in the slow cooker ready for our dinner tonight. All the veg is chopped (including sweet potato chunks, green beans and peas from the freezer) and the beef is just browning before being added to the veggie mix and then the slow cooker will be turned on :) I am also cooking two chicken breasts for the dog from the freezer which I defrosted last night so there is now a very small space in there which was not there before. Not quite enough for a turkey yet but I'm working on it ;)

    I plan on going into the City today to do a bit of Christmas shopping as I don't feel very prepared and my neighbour terrified me by saying it is only 3 weeks away so I think I better get my bottom into gear and get cracking!!! I have asked both kids for a list of what they want as it really isn't worth buying them things they don't need as they then never use or wear them and it is just a waste of money. I will get little stocking filler bits though and I need to find presents for our parents and our wonderful neighbours. Hubby and I don't give gifts to each other as we just buy what we need when we need it and as a family we no longer buy for siblings or nieces and nephews either as they are all now too old :) 

    I have tested the cutting dies I bought myself from Amazon last week and they don't cut very well so I will be sending those back today for a refund. I don't feel I need a treat again though so at least I got the buzz of buying something for me without having to spend any money :) 

    As a bonus I believe today is my last payday for Burger King so I should have some holiday pay coming my way :) 

     So today I HOPE I WILL:-
    1. Play on Mistplay (50 points target) - 2 points so far today :)
    2. Watch videos on WeR8 - DONE three videos available for a total of 11p :)
    3. Read lease to check there are no hidden surprises
    4. Transfer BK holiday pay into OP savings account - DONE £623.78 added to the OP savings account :)
    5. Schedule social media posts for this week and next
    6. Return dies to Amazon for a refund
    7. Check and see if answer regarding index card proof and prayer tin - no answer on either so cannot start work until I hear :(
    8. List something on facebook marketplace
    9. Comment on in search of posts to hopefully get a few orders - commented on two posts so far :)
    10. Prepare emails, facebook group and samples for cardmaking advent calendar
    11. Take a course from a membership 
    12. Design something new to sell
    13. List something new on Etsy
    14. Check freepostcode lottery - DONE not a winner :(
    15. Complete Prime Opinion survey
    16. Create another cardmaking download
    17. Tidy more of craft room/office
    18. Don't go mad buying gifts for Christmas in the city - DONE didn't buy that much and what I did buy was under £5 an item and very considered :)
    19. Take a drink and snack with me into City to save buying anything - DONE :)
    20. Get chicken breasts out of freezer for doggo ready to cook tomorrow - DONE three chicken breasts taken out and a little bit more room in the freezer as well :) 
    21. Go through more of the freezers and make a list of meals - went through one more shelf but then fingers got too cold so will do another shelf later :) 
    22. Return uniform to chippy and pick up wages owed - DONE £37.40 collected and ready to pay into the OP savings account :) 
    23. No heating on until 5pm - DONE its 5.15pm and the heating still is not on but it is starting to get a bit chilly now :)
    Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
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