BNPL VERY

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in Loans
Just looking to buy a new laptop and notice VERY offer but now pay later. I do have the monies to buy the item straight away but am intrigued by the BNPL as it offers 20% off if I use BNPL.
It looks like I can buy the item, ever the credit agreement but then pay it off straight away (saving me 20%) - seems too good to be true. Any experience of the BNPL?
It looks like I can buy the item, ever the credit agreement but then pay it off straight away (saving me 20%) - seems too good to be true. Any experience of the BNPL?
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I went to the Very site via Quidco and have now been paid out 6% on the purchase from them.
Just remember to pay the full balance to Very before the end of the BNPL period and all will be good. Note the carriage charge is not part of the BNPL and needs to be paid after receipt of first statement.
As stated as long as their overall price is competitive go for it.
I have only ever used them for these type of deals.
Given I work full time I asked for the delivery to be made to a pick up shop to collect on my way home from work. Order was blocked and despite claims of calling me they had not, as my mobile is always switched on.
I would suggest looking at Argos or Curry's as they also offer 6-12 months 0 per cent deals, added to which there are local shops to collect from
Of course you can "win" by doing this - but most people who take these kind of offers maybe well intentioned to pay it off, but then something crops up and they can't or don't pay. Very will then charge interest on the whole amount backdated to the purchase date.
Also - check prices elsewhere if you have the cash to buy - Very can tend to be expensive (in my experience) but depends on the item
I just do not like when they add the interest straightaway so I just pay it off immediately. Once that is done, the interest disappears.
If you do end up purchasing the laptop from Very, make sure you pay for the delivery within the first 28 days because that is not added to interest free period.
As long as you follow the terms and conditions, and repay in full before the due date, it can be a helpful tool to your budgeting.
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