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Work for the nhs “bank service” First time renting

So my daughter has just started work with nhs bank as support worker.  
Obviously with “bank “  you don’t get holidays or sick , etc as she has to pick up shifts 
Hr told her “you will have no problem renting.” 
But it’s very confusing. On paper looks like a zero hour contract but she has also been told that to keep registered with them , you have to do so many hours a month 

so she is at a point of renting and they are questioning her employment reference.  She has a guarantor  
And willing to put more months rent down .. 
is there anything else we could do ? 
TIA 

Comments

  • Alderbank
    Alderbank Posts: 4,181 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    You don't say where she is.
    If she is in Glasgow, rental properties are currently in very short supply so letting agents can be very choosy.
  • silvercar
    silvercar Posts: 50,252 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Having a guarantor who is a property owner is a plus. In fact that is probably safer, from a landlord perspective, than someone in regular employment. If the NHS bank HR dept are prepared to confirm that the worker is on their books then that is something - everyone knows the NHS is short staffed. 
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    When I was looking to rent a few years ago the Landlord was more than happy to take on me because I worked for the NHS.
    Steady job.
    Just depends on demand and rental supply !
  • Stubod
    Stubod Posts: 2,643 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 29 November 2022 at 1:50PM
    ..you DO get holidays, or at least you should. You would normally accrue (about) 1hr holiday pay for each 8.3 hours you work. You can then "book" these as holiday as and when you want. ie you don't actually get "holiday", but you should get a payment equal to the holiday hrs you have booked.
    Likewise sick pay. If you are "booked" to work and you can't due to sickness then you can still book the hours you would have worked...
    ..and it is normal to have to do a minimum number of shifts to remain on the bank. ie usually around a maximum of a 3/6 month gap would need that you would have to re-apply to join the bank. It is normally classified as a "zero hrs" contract, but you should also be able to join th NHS pension scheme which is well worth it!
    .."It's everybody's fault but mine...."
  • RM_2013
    RM_2013 Posts: 435 Forumite
    100 Posts First Anniversary Name Dropper
    I work for the NHS but also do additional shifts.  

    Does she only do “bank”
    shifts? Or have a substantive post with the NHS? If she is bank only then this is similar to a zero hours contract as she doesn’t have a permanent contract.  You can claim holiday pay through bank shifts as a previous poster has advised as holiday hours will accrue with each shift worked and you can then book holiday and be paid for them.

    if she has electronic payslips then she could prove her historical income.  I’ve never rented though so not sure how stringent the checks are when applying for a rental property. 

    Hope that helps a little 
  • chrisw
    chrisw Posts: 3,876 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    My daughter also worked for the NHS and did additional bank shifts. She's just bought a house and the mortgage companies were quite happy to add her bank income to her salary when deciding how much she could borrow.
  • Thanks  for that. 
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