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Pet insurance claim time scale?

I made a claim on my pet insurance policy over 2 months ago. Every time I enquire as to when I can expect a decision and settlement Im told they are  "working very hard, as hard as they can to get through claims as quickly as possible and claims are now taking 10-12 weeks" I had to pay the vet upfront in the belief the insurer would pay out quickly, so having to pay a lot of interest on my credit card. Is this now common practice? I claimed many years ago for my previous little dog and it was settled within days.

Comments

  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Where are they in the claims process? A poster here the other day was saying their vet had sat on the request for a report for over 2 months... the issue may not necessarily be at the insurer's end
  • lorryw
    lorryw Posts: 150 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    The vet sent all paperwork a week after incident. 
  • KxMx
    KxMx Posts: 11,440 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think that is an excessively long time, but if that is the timescale the company is working to not much you can do to hurry them up.

    What I would do is once the claim has been settled, send them proof of the charges you have incurred as a result of their long processing time and see if they offer anything. If unhappy with their answer, you can refer to Financial Ombudsman.
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