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Best bank account with no app-bothering and minimal 2FA?

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Comments

  • Band7 said:
    Calavera said:

    This is what I get, no checkbox to "remember me". I don't delete cookies but if I leave and come back 10 minutes later I've got to do it again.
     It’s on the next screen.
    There isn't a next screen. It goes straight from there into my online banking homepage.
  • k_man
    k_man Posts: 1,636 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Calavera said:
    Band7 said:
    Calavera said:

    This is what I get, no checkbox to "remember me". I don't delete cookies but if I leave and come back 10 minutes later I've got to do it again.
     It’s on the next screen.
    There isn't a next screen. It goes straight from there into my online banking homepage.
    Is there not another screen, where you actually enter the code sent via SMS, after you click continue on the screen you shared.
  • Band7
    Band7 Posts: 2,285 Forumite
    1,000 Posts Name Dropper
    Calavera said:
    Band7 said:
    Calavera said:

    This is what I get, no checkbox to "remember me". I don't delete cookies but if I leave and come back 10 minutes later I've got to do it again.
     It’s on the next screen.
    There isn't a next screen. It goes straight from there into my online banking homepage.
    In which case, I would recommend you start with a clean sheet. Delete your browsing history and cookies, then try again.
  • Katiehound
    Katiehound Posts: 8,141 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I don't have any problems with Lloyds

    I don't have a smart phone and haven't given them my mobile number therefore use my pc & a OTP (when it has to come- rarely) is on the landline. I have ticked the 'remember me' on the log in screen as it's a home computer- and there is only me!
    Being polite and pleasant doesn't cost anything!
    -Stash bust:in 2022:337
    Stash bust :2023. 120duvets, 24bags,43dogcoats, 2scrunchies, 10mitts, 6 bootees, 8spec cases, 2 A6notebooks, 59cards, 6 lav bags,36 angels,9 bones,1 blanket, 1 lined bag,3 owls, 88 pyramids = total 420total spend £5.Total for 'Dogs for Good' £546.82

    2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
    Knits:6covers,4hats,10mitts,2 bootees.
    Crotchet:61angels, 229cards=453 £158.55profit!!!
    2025 3dduvets
  • Sensory
    Sensory Posts: 497 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Of the major retail banks, I believe the Lloyds Banking Group is the only one that doesn't offer a web chat service. Barclays, HSBC/First Direct, NatWest/RBS and Santander all offer some form it (but always starting with a virtual assistant).

    Santander is probably the most painless when it comes to logging in on subsequent occasions (after trusting your browser) requiring only your ID and security number, whereas the others always have a second step.
  • wmb194
    wmb194 Posts: 6,101 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Calavera said:

    This is what I get, no checkbox to "remember me". I don't delete cookies but if I leave and come back 10 minutes later I've got to do it again.
    What's that cookie looking icon with a red 'x' over it along from the web address? Click on it an see what it says - I don't have that. Also, try another browser where cookies are definitely enabled.

  •  I have Lloyds and Halifax too, and it's only from time to time that they ask me to skip this step next time. In most cases I need to wait for a SMS code. Also, my IP address changes frequently, so that might be the reason as well.
     
    EPICA - the best symphonic metal band in the world !
     
  • Calavera said:
    I'm finally fed up with Lloyds. The only way to contact them is to wait on the phone for ages or message them from their app. I do not want to use an app, I want to use my PC. Also every time I sign in now they want to go through the 2FA nonsense where they text my phone. It started with happening occasionally and now it's every !!!!!! time. Anybody recommend a current account that doesn't stick all their features on an app and does only minimal, or better yet, none, 2FA?

    Santander.
     
    EPICA - the best symphonic metal band in the world !
     
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