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Make £2023 in 2023

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Comments

  • No number yet :(

    Not much of an update for me. I have been busy with the side hustles so hopefully I can have a bit of a blast if the surveys this weekend as I have lost track a little!

    I used £9 in subway rewards to pay for mine and my daughter’s lunch the other day.

    My interest isn’t as reasonable at the moment as I have just paid out scary holiday balance from my ISA. My 4 accounts have given me 2.23, 1.83, 0.30 and 5.00 so my current total is 957.58/2023


    Total Debt May 21 £20,490.44  DEBT FREE DATE 29/7/22 

    Mortgage balance May 21 £177,096.19. Now £146,747.17
    Mortgage free date. At start of sole mortgage = July 2042

    2024 SAVINGS FOCUS - get rid of the car finance. Savings balance/outstanding balance = £11,857.56/£12,706.25
    2025 Savings Focus - 33.3/33.3/33.3 split; savings for house renovations (bathrooms/garden/kitchen; whichever collapses first), save for a family holiday (probably our last one!) and paydown/offset the mortgage
  • AnotherNewDay
    AnotherNewDay Posts: 170 Forumite
    100 Posts Second Anniversary Name Dropper
    I was about to ask to join and then realised that I am #22. I was full of good intentions at the beginning of the year, but life and other commitments took over.
    But I've gone through the accounts and here is the summary so far:

    Jan - £17.75 (Crazy cat app + interest)
    Feb - 3p (interest)
    March - £70.74 (Savings maturation, Amazon giftcard, interest & cashback)
    April - £3.82 (cashback + interest)
    May - £1008.35 (Birthday money, crazy cat app, interest)

    TOTAL so far £1,100.67

    June is looking good as I have £100 due from Nationwide and £200 from a bank switch I did, plus some cash back and survey money - will confirm at the end of the month.

    I'm also due to go from part-time work to full-time work - would people count the extra income as "money made" and if so for what period of time? 
  • frugalandsave
    frugalandsave Posts: 155 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Nr 61 checking in for the month of May:

    Media Rewards: £5
    Amazon Surveys: £0.75
    Bank Interest: £1.72
    Bank Switch: £200
    Focus Groups: £35

    Total: £242.47

    Year Total:£1242.30
  • Grumpy_chap
    Grumpy_chap Posts: 18,040 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker

    Updated totals:
    • Loyalty rewards for coffee £32.25
    • Retail cashback £50.50
    • Loyalty card reward £10.50
    • Winnings £69.50
    • Roadkill £0.12
    • Sold car £1,125
    • Total £1,287.87
    #55
    A little more roadkill (15 pence) found down the side of the car seats plus one coffee from stamps (£1.65) so my revised totals are:
    • Loyalty rewards for coffee £33.90
    • Retail cashback £50.50
    • Loyalty card reward £10.50
    • Winnings £69.50
    • Roadkill £0.27
    • Sold car £1,125
    • Total £1,289.67
    Hopefully next month will see more movement as my credit card cashback anniversary will roll around.
  • MoonChild91
    MoonChild91 Posts: 662 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    #62 with £25 from Swagbucks, and also just had an email to say I've won a £15 National Book Token!

    Total now £1081.45
    Make £2025 in 2025 total £241.75/£2025
  • Two little Brucie bonuses today 

    1. Unexpected cashback from my car insurance which I was told hadn't tracked £35

    2. Won two tickets to a T20 match, value £52.

    Slightly undone by being told I need to pay this year's subscription to Disney plus...
    Make £2023 in 2023 (#36) £3479.30/£2023

    Make £2024 in 2024...
  • Still no number but a few updates from me!

    My daughter had English gymnastics finals so I decided to use my clubcard points to make going out for a meal whilst we were away cheaper. I didn’t realise how many I had so also took the boys out for a meal as a treat and to use a load of clubcard vouchers before they went from 3x value to 2x.
    I saved £54 by using them on pizza express with the boys and then £36 with my daughter at Bella Italia.
    I used £5.96 of McDonald’s points on mcflurries the other night.
    I have had a little blast on surveys so had a £4.10 payout from Branded Surveys and a £5.90 payout from curious cat.

    one of my side hustles has just paid me but they seem to have used my tax allowance, which will cause a knock on effect to my monthly salary from the full time job so not looking forward to that but I guess it is too late to change it as I have already been paid for and finished that side hustle and wasn’t taxed.
    Anyway, I was paid £1014.96 so that takes my total for the challenge to £2078.50/£2023 so I have completed the challenge in less than half the time.

    I am quite tempted to keep tracking as I have found the challenge quite motivating

    Total Debt May 21 £20,490.44  DEBT FREE DATE 29/7/22 

    Mortgage balance May 21 £177,096.19. Now £146,747.17
    Mortgage free date. At start of sole mortgage = July 2042

    2024 SAVINGS FOCUS - get rid of the car finance. Savings balance/outstanding balance = £11,857.56/£12,706.25
    2025 Savings Focus - 33.3/33.3/33.3 split; savings for house renovations (bathrooms/garden/kitchen; whichever collapses first), save for a family holiday (probably our last one!) and paydown/offset the mortgage
  • Well done @Tiredbutdetermined I'm expecting to reach the target in August but plan to keep tracking for the full year.
    Make £2023 in 2023 (#36) £3479.30/£2023

    Make £2024 in 2024...
  • MoonChild91
    MoonChild91 Posts: 662 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    #62 with lots of bitty updates:
    £10 Waterstones voucher from loyalty card
    £1.70 free bread from M&S Sparks card
    Competition win of a signed book, RRP £9.99
    £0.75 from Shopmium
    £7.03 in interest on savings
    £3.62 Topcashback

    Total now £1114.54

    It's my birthday this week, so expecting to have a fair few freebies and vouchers to add to this soon!
    Make £2025 in 2025 total £241.75/£2025
  • linz
    linz Posts: 1,966 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    A good month this month;

    #5 June total;

    £275 - Premium Bonds
    £188.71 - Chip interest
    £99.99 - Hargreaves Lansdowne stock sale profit
    £56.55 - Prolific 
    £50 - Yougov
    £25 - Facebook Marketplace
    £15 Lovetoshop voucher from Opinion Hub
    £8.92 - Chase rewards/interest
    £2 - Streetbees
    £1.18 - Weare8

    = £722.35

    YTD = £2814.89/£2023
    #39 - Save £12k in 2025
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