Don't know what to do

darran66
darran66 Posts: 2 Newbie
edited 25 November 2022 at 3:44PM in Benefits & tax credits
I survive on a private pension off £1200 pm and out of that comes £730 rent £125 CT £80 diesel £60 phone credit card £80 food £90 pm I moved to Surrey after being homeless but my family live in se London so it costs a lot on fuel and I was told I am not entitled to any help but am struggling to cope
Does anyone know if that's true please 

Comments

  • lr1277
    lr1277 Posts: 2,092 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I don't know if that is true.
    But you could try claiming for Pension credit.Based on my reading of the government website, and my calculation of your weekly income, you earn just over the limit for a joint claimant ie. a couple. But they do say put in a clam anyway.
    Howeer I think you will get the best advice on the Benefits and tax credits board which is under Work, Benefits & Business. So ask your question there, or ask a moderator to move your post to that board.
    I have never used the following site, but you may find it helpful:
    entitledto.co.uk
  • peteuk
    peteuk Posts: 1,939 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    OP - how old are you?  I dont want to assume that your private pension makes you of retirement age.  In fact the absence of state pension says your not at retirement age.

    Look at alternative ways to get to family, or can the travel to you?

    Reduce your mobile costs? Contact your provider and see what they say.

    Do you have any savings?

    Take a look at the other forums on here, you might pick up on some ideas that might work for you.

    Good luck!



    Proud to have dealt with our debts
    Starting debt 2005 £65.7K.
    Current debt ZERO.
    DEBT FREE
  • GiffGaff is a good option for mobile phone, you can get that cost down to £10:


  • poppy12345
    poppy12345 Posts: 18,878 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    lr1277 said:

    But you could try claiming for Pension credit.

    A person can only claim pension credit if they are state pension age and above. A person receiving a private pension doesn't mean they are state pension age.
    OP are you above or below state pension age? if below, have you worked at all in the previous 2 tax years?
  • Benefits entitlement doesn't take into consideration bills to be paid.  However I wonder if your income is low enough to have some council tax reduction (if you don't already)?

    If you put your details into a benefits calculator it will tell you
    https://www.entitledto.co.uk/
    https://benefits-calculator.turn2us.org.uk/

    Depending on where exactly you and your family live it could be worth looking into how much the train fare is to visit them, whether that would be cheaper than driving, particularly if you got a Network Railcard.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    National express is far, far cheaper than train. 

    Again, how old are you 
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.1K Banking & Borrowing
  • 252.8K Reduce Debt & Boost Income
  • 453.1K Spending & Discounts
  • 243.1K Work, Benefits & Business
  • 597.4K Mortgages, Homes & Bills
  • 176.5K Life & Family
  • 256K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.