Getting new insurance terms for the work van, does this seem a normal addition?
“ Where you are responsible for any damage or loss to the van deliberately or otherwise, the Company reserves the right to insist on you rectifying the damage at your own expense or paying the excess part of any claim on the insurers. You will be responsible for any fines incurred. If these sums remain unpaid the appropriate deductions will be made from your pay in such circumstances
Where the Company has to pay a higher than normal insurance premium due to your poor claims record or previous driving convictions, the Company reserves the right to charge the excess premium to you.”
No mention of how much the excess could even be or how much the policy is.