We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Carers allowance

My wife is disabled and gets DLA (indefinite) due a chronic spinal injury. I have never claimed carers allowance as I have been in fulltime employment and was under the impression I could not claim due to earning over weekly limit.

However I am now unemployed and have just received my P45 am thinking about claiming Carers allowance, In the current tax year I am regarded as a higher rate taxpayer (40%) do I need to wait for the new tax year before I claim. I will also be claiming jobseekers

Any advice welcome

Comments

  • Robbie64
    Robbie64 Posts: 2,310 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    If you are going to claim JobSeeker's Allowance you won't be able to also claim Carer's Allowance. Both are income replacement benefits and only the higher of the two benefits (JSA) can be paid.
    You don't have to wait until the new tax year to claim CA though it is counted as taxable income (as is JSA).
  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Given that the difference between JSA and CA is not very much and you can’t receive both you may prefer to opt for CA rather than JSA because for JSA you will have to attend JobCentre frequently and prove that you are seeking work whereas you will be left alone on CA. 
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.