We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Clydesdael mortgage
oliel
Posts: 265 Forumite
Currently on 2.49% expires 31/5/23. Clydesdale have said we can lock in new rate 180 days before, currently looking at 5.4%ish switch for 5 year fix - approx £300 more per month.
New rate would be effective from 1/6/23
I queried with clydesdale if the rates go down before 31/5 if I can lock in a lower rate and they said yes. - Can anyone confirm is this if correct? Thanks
New rate would be effective from 1/6/23
I queried with clydesdale if the rates go down before 31/5 if I can lock in a lower rate and they said yes. - Can anyone confirm is this if correct? Thanks
0
Comments
-
oliel said:Currently on 2.49% expires 31/5/23. Clydesdale have said we can lock in new rate 180 days before, currently looking at 5.4%ish switch for 5 year fix - approx £300 more per month.
New rate would be effective from 1/6/23
I queried with clydesdale if the rates go down before 31/5 if I can lock in a lower rate and they said yes. - Can anyone confirm is this if correct? Thanks
https://www.youtube.com/watch?v=qgAkqOeGkiQ
About 3'30" in.
I'd also listen to his point about talking to brokers rather than going with the lenders offer without looking at others.Signature on holiday for two weeks1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.1K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards