Best advice for savings

Thecar

We are lucky enough to have savings off 100k we have most of this in preuim bonds this year we have won about £925
We are looking to withdraw this money and put into savings account if a fixed rate we woukd max 2 yrs for some the money and 1 yr for the other amount we have no isas and are basic tax payers many tks both working part time no morgage and dedt

Band7

https://moneyfacts.co.uk/savings-accounts/

jimjames

If you've not taken out ISAs this year then do that asap so you get the £20k allowance each. You can open another in April and get another £40k in total so that means £80k is protected from tax. With rates rising cash ISAs are becoming worthwhile again, I'm even thinking of opening one!

MX5huggy

I’d wait till after the next Premium Bond draw now. Apply for the accounts you want and setup the withdrawals so NS&I send you the money as soon as the draw is completed. You should earn more leaving the money in the next draw than interest on the next 14 days ish.