Santander direct debit help please !

Hi there. 
I forgot to transfer the money over for my direct debits so this morning two of them have not been taken. 
Does anyone know if they will try again at all ?
And will I be charged for this ?
 I am kicking myself right now !
Any knowledge will be greatly appreciated as I don’t seem to have any paperwork for this account. Thanks in advance. 
User name should now read NowWhereIWantToBe  

Amount overpaid so far £8298 (2022)

Overpayment ready to add to funds when fixed deal runs out July 2027 £23010

Mortgage end date when taken out : July 2050
Mortgage current end date : January 2047

MFW #83 Overpayments for 2025
Jan £304 Feb £346 Mar £298

Daily interest £3.42
Percentage owned 47.9%

Comments

  • Robin9
    Robin9 Posts: 12,657 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Most organisations will make a second attempt at no cost.

    Do not fret.
    Never pay on an estimated bill. Always read and understand your bill
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic


    Alerts about balances, debits and payments 
    Alerts to warn you about fees 
    Warn me if I will not have enough funds in my account to cover a standing order or Direct Debit and give me the chance to credit my account by 4pm that day



  • blue.peter
    blue.peter Posts: 1,354 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Hi there. 
    I forgot to transfer the money over for my direct debits so this morning two of them have not been taken. 
    Does anyone know if they will try again at all ?
    And will I be charged for this ?
     I am kicking myself right now !
    Any knowledge will be greatly appreciated as I don’t seem to have any paperwork for this account. Thanks in advance. 

    Have you now made the transfer? I'd expect them to make a second attempt, probably this afternoon, but that'll also fail unless you've transferred money in by then. FWIW, my recollection is that Nationwide's deadline for getting money in before a second attempt is 1430. I don't know what Santander's is, but it'd be best to make the transfer ASAP (if you haven't already done it). As long as the money's in place for the second attempt, I wouldn't expct any charges to arise.

    For a definitive answer, it'd be best to talk to Santander.
  • Thanks everyone. I’ve had a text to say they’ll try again after 2pm. 
    I’ve made the transfer so hopefully it will be ok. 
    User name should now read NowWhereIWantToBe  

    Amount overpaid so far £8298 (2022)

    Overpayment ready to add to funds when fixed deal runs out July 2027 £23010

    Mortgage end date when taken out : July 2050
    Mortgage current end date : January 2047

    MFW #83 Overpayments for 2025
    Jan £304 Feb £346 Mar £298

    Daily interest £3.42
    Percentage owned 47.9%
  • badger09
    badger09 Posts: 11,501 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks everyone. I’ve had a text to say they’ll try again after 2pm. 
    I’ve made the transfer so hopefully it will be ok. 
    Glad you sorted it. Might be an idea to set up a SO if you can so that it doesn't happen again?
  • Astria
    Astria Posts: 1,448 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Thanks everyone. I’ve had a text to say they’ll try again after 2pm. 
    I’ve made the transfer so hopefully it will be ok. 
    Santander don't charge a "refused payment fee" and since the company say they'll retry I wouldn't expect any fees from them either. I did remember getting a fee from TSB a few years ago for refusing a DD collection though, £15 at the time!
  • My direct debits were successfully taken later in the day so hopefully that will be the end of it.
    Thanks all for the reassurance !
    User name should now read NowWhereIWantToBe  

    Amount overpaid so far £8298 (2022)

    Overpayment ready to add to funds when fixed deal runs out July 2027 £23010

    Mortgage end date when taken out : July 2050
    Mortgage current end date : January 2047

    MFW #83 Overpayments for 2025
    Jan £304 Feb £346 Mar £298

    Daily interest £3.42
    Percentage owned 47.9%
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