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Santander direct debit help please !
NotWhereIWantToBe
Posts: 97 Forumite

Hi there.
I forgot to transfer the money over for my direct debits so this morning two of them have not been taken.
Does anyone know if they will try again at all ?
And will I be charged for this ?
I am kicking myself right now !
Any knowledge will be greatly appreciated as I don’t seem to have any paperwork for this account. Thanks in advance.
And will I be charged for this ?
I am kicking myself right now !
Any knowledge will be greatly appreciated as I don’t seem to have any paperwork for this account. Thanks in advance.
User name should now read NowWhereIWantToBe
Amount overpaid so far £8298 (2022)
Overpayment ready to add to funds when fixed deal runs out July 2027 £23010
Mortgage end date when taken out : July 2050
Mortgage current end date : January 2047
MFW #83 Overpayments for 2025
Jan £304 Feb £346 Mar £298
Daily interest £3.42
Percentage owned 47.9%
Amount overpaid so far £8298 (2022)
Overpayment ready to add to funds when fixed deal runs out July 2027 £23010
Mortgage end date when taken out : July 2050
Mortgage current end date : January 2047
MFW #83 Overpayments for 2025
Jan £304 Feb £346 Mar £298
Daily interest £3.42
Percentage owned 47.9%
0
Comments
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Most organisations will make a second attempt at no cost.
Do not fret.Never pay on an estimated bill. Always read and understand your bill1 -
Alerts about balances, debits and paymentsAlerts to warn you about feesWarn me if I will not have enough funds in my account to cover a standing order or Direct Debit and give me the chance to credit my account by 4pm that day
1 -
NotWhereIWantToBe said:Hi there.I forgot to transfer the money over for my direct debits so this morning two of them have not been taken.Does anyone know if they will try again at all ?
And will I be charged for this ?
I am kicking myself right now !
Any knowledge will be greatly appreciated as I don’t seem to have any paperwork for this account. Thanks in advance.Have you now made the transfer? I'd expect them to make a second attempt, probably this afternoon, but that'll also fail unless you've transferred money in by then. FWIW, my recollection is that Nationwide's deadline for getting money in before a second attempt is 1430. I don't know what Santander's is, but it'd be best to make the transfer ASAP (if you haven't already done it). As long as the money's in place for the second attempt, I wouldn't expct any charges to arise.For a definitive answer, it'd be best to talk to Santander.1 -
Thanks everyone. I’ve had a text to say they’ll try again after 2pm.I’ve made the transfer so hopefully it will be ok.User name should now read NowWhereIWantToBe
Amount overpaid so far £8298 (2022)
Overpayment ready to add to funds when fixed deal runs out July 2027 £23010
Mortgage end date when taken out : July 2050
Mortgage current end date : January 2047
MFW #83 Overpayments for 2025
Jan £304 Feb £346 Mar £298
Daily interest £3.42
Percentage owned 47.9%4 -
NotWhereIWantToBe said:Thanks everyone. I’ve had a text to say they’ll try again after 2pm.I’ve made the transfer so hopefully it will be ok.2
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NotWhereIWantToBe said:Thanks everyone. I’ve had a text to say they’ll try again after 2pm.I’ve made the transfer so hopefully it will be ok.
1 -
My direct debits were successfully taken later in the day so hopefully that will be the end of it.
Thanks all for the reassurance !User name should now read NowWhereIWantToBe
Amount overpaid so far £8298 (2022)
Overpayment ready to add to funds when fixed deal runs out July 2027 £23010
Mortgage end date when taken out : July 2050
Mortgage current end date : January 2047
MFW #83 Overpayments for 2025
Jan £304 Feb £346 Mar £298
Daily interest £3.42
Percentage owned 47.9%1
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