Halifax existing customer rates?

Lewis7498

Helen1982uk said:

Don't know if it helps, but we got our offer finalised on Monday as a PT at under £150k. We fixed for 3 years at 4.77%. No non-fixed offers on the table, but the alternatives were around 6% for 2 and 5 year fixes. 

Thank you, was that with Halifax?

amnblog

Halifax are offering 4.77% 3 year fixed as a special deal to existing borrowers with a balance under £150,000.

This is not available to new borrowers!

Koalacube

I enquired at beginning of October and was offered 3.69% 3 yr fix.   Bank of Scotland (part of Halifax) existing customer.   Its taken a month to get all the paperwork sorted, so hoping that it stays the same rate.  At the time of enquiring they said I have until February to accept and move across.

Helen1982uk

Lewis7498 said:

Helen1982uk said:

Don't know if it helps, but we got our offer finalised on Monday as a PT at under £150k. We fixed for 3 years at 4.77%. No non-fixed offers on the table, but the alternatives were around 6% for 2 and 5 year fixes. 

Thank you, was that with Halifax?

Yes, with Halifax

amnblog

Koalacube said:

I enquired at beginning of October and was offered 3.69% 3 yr fix.   Bank of Scotland (part of Halifax) existing customer.   Its taken a month to get all the paperwork sorted, so hoping that it stays the same rate.  At the time of enquiring they said I have until February to accept and move across.

If you formally requested the rate in October you may get the 3.69%, if you did not, the available rate is now 4.77%

Koalacube

amnblog said:

Koalacube said:

I enquired at beginning of October and was offered 3.69% 3 yr fix.   Bank of Scotland (part of Halifax) existing customer.   Its taken a month to get all the paperwork sorted, so hoping that it stays the same rate.  At the time of enquiring they said I have until February to accept and move across.

If you formally requested the rate in October you may get the 3.69%, if you did not, the available rate is now 4.77%

Phew, got the offer and documents in the post yesterday.  I got lucky, a window that closed v quickly. 

Bizzywizard

I'm currently with Halifax and our fixed rate at 2.39  comes to an end in July 2023. We have never had what I call a cheap rate below 2% our timings were always off due to moving away for jobs. I am really dreading next year with everything going up. We already overpay our mortgage by £350 a month in rediness for next year so its not such a shock, with only a small amount of savings, we have decided to throw everything at the mortgage in the hope that with less than £90k on the mortgage we get a better rate. My MIL  thinks its funny that we will finally be paying a higher rate of interest next year along with all other young people...its like she wants us all to be homeless!