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What am I and my Siblings entitled to?

My mother, passed in april of this year, she wasn't married to her partner but had been with him since i was 7/8. 25+ years, she lived in his house and as far as i'm aware wasn't on the deeds to property. she also worked at Tesco for 20+ years, when she passed she had money in her bank account and i don't know what has happened to this?!  do i have the right to enquire about this? she had no will, no life insurance etc.  
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Comments

  • Nearlyold
    Nearlyold Posts: 2,397 Forumite
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    You may be entitled to a share of her estate under the intestacy rules.

    However: -

    Perhaps the money in her bank was used to pay her funeral costs?

    How much money, items of value do you suspect she might have left?

    Are you thinking her partner of 25 years has acted or is acting improperly?

    Do you get on with her partner?
  • 74jax
    74jax Posts: 7,930 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Do you know for definite there was no Will? 

    Did her partner deal with the Estate or was it someone else? 
    Forty and fabulous, well that's what my cards say....
  • diystarter7
    diystarter7 Posts: 5,202 Forumite
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    OP
    I'm safely assuming you mum loved her OH as did he. They were together for 25+ years.
    If mum wanted to leave you guys anything assuming she had money, IMHO she would have said and told you and possibly made a will.
    It was her money, her choice.
    Having stated that, have you asked the partner? Do you think its going to be more than a certain amount and is it worth the upset, etc?

    The OH, if he is a decent guy, I'd leave it and move on but as you know it's your choice.
  • Nearlyold said:
    You may be entitled to a share of her estate under the intestacy rules.

    However: -

    Perhaps the money in her bank was used to pay her funeral costs?

    How much money, items of value do you suspect she might have left?

    Are you thinking her partner of 25 years has acted or is acting improperly?

    Do you get on with her partner?
    We know the money wasn't used for her funeral, but that's what we suggested it be used for. 

    she had 14k in her bank account and other bits. 

    He is known for being money hungry if we brought the subject up, his answer is its not our business.  
  • Brie
    Brie Posts: 15,638 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    was it her account only?  if it was joint with him it became his money on her death.  

    you could check land registry to see if there was any property in her name.  And you could check with the Tesco pension scheme to see if she was in that and whether any of you were named as beneficiaries, assuming she died before starting her pension.  likewise you could check with state pension etc as there may be something there (grasping at straws....)

    potentially it will be down to the partner's good will (assuming there is any) to enable you to get any personal items as well as any cash.
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  • Yes it was her personal account he had no access to it. She was 62 when passed. and had not taken any pension. Thank you for your help so far. i really appreciate it. The situation with her partner regards money isn't good, he has always been the kind of person to lend a quid and expect 5 back
  • 74jax said:
    Do you know for definite there was no Will? 

    Did her partner deal with the Estate or was it someone else? 
    Yes definitely no will, 

    He dealt with all the money side, my sister dealt with all the funeral arrangements etc. 

    we even had to pay towards a headstone for her as he thought it was a waste of money. 

    I am not after the money all for myself i want it evenly spread across all her loved ones. 

    And that is what she would of wanted too.
  • msb1234
    msb1234 Posts: 624 Forumite
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    If the bank account was in her name, and there was no will, then I’m not sure how he wold have accessed the money in the bank account. 
    The bank would have needed a copy of the death certificate, her will probate or proof that he was entitled to it. He clearly couldn’t provide a will or proof of their relationship so they shouldn’t have handed it over.
    Id be contacting her bank and asking them some very pointed questions.
  • Spendless
    Spendless Posts: 24,852 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    OP
    I'm safely assuming you mum loved her OH as did he. They were together for 25+ years.
    If mum wanted to leave you guys anything assuming she had money, IMHO she would have said and told you and possibly made a will.
    It was her money, her choice.
    Having stated that, have you asked the partner? Do you think its going to be more than a certain amount and is it worth the upset, etc?

    The OH, if he is a decent guy, I'd leave it and move on but as you know it's your choice.
    To be fair, if she'd wanted the OH she never married to receive her money, if there was any,  then she should have made a will. Without one under intestacy rules her children inherit.

    I agree with the comment above about the bank. Who did they release any money to and why. 
  • Spendless said:
    OP
    I'm safely assuming you mum loved her OH as did he. They were together for 25+ years.
    If mum wanted to leave you guys anything assuming she had money, IMHO she would have said and told you and possibly made a will.
    It was her money, her choice.
    Having stated that, have you asked the partner? Do you think its going to be more than a certain amount and is it worth the upset, etc?

    The OH, if he is a decent guy, I'd leave it and move on but as you know it's your choice.
    To be fair, if she'd wanted the OH she never married to receive her money, if there was any,  then she should have made a will. Without one under intestacy rules her children inherit.

    I agree with the comment above about the bank. Who did they release any money to and why. 
    That was my question, why would the bank release money if no proof he is entitled to it and why would we not notified if something wasn't right, lloyds is the bank in question. 
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