We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Pension credits and Care Home

13»

Comments

  • Pennylane
    Pennylane Posts: 2,721 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    badmemory said:
    I didn't think you could get pension credit or attendance allowance if you weren't self funding.  Isn't that one of the grounds for complaint by the LA against the gov.
    I am confused about that too. Maybe the OP will clarify what benefits the lady is on.  
  • Pollycat
    Pollycat Posts: 36,228 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    badmemory said:
    I didn't think you could get pension credit or attendance allowance if you weren't self funding.  Isn't that one of the grounds for complaint by the LA against the gov.
    You can't usually.

    If you’re in a care home

    You cannot usually get Attendance Allowance if you live in a care home and your care is paid for by your local authority. You can still claim Attendance Allowance if you pay for all your care home costs yourself.


    Attendance Allowance: Eligibility - GOV.UK (www.gov.uk)





  • badmemory said:
    I didn't think you could get pension credit or attendance allowance if you weren't self funding.  Isn't that one of the grounds for complaint by the LA against the gov.
    AA ends if you are not self funding, but PC is unaffected. 
  • badmemory
    badmemory Posts: 10,591 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    Thanks both for clarifying.  Although I assume it would make no difference to the person concerned as they would just get to keep the £25 anyway.
  • Does anybody know which benefits can you still receive, when you are self funding?
  • Pennylane
    Pennylane Posts: 2,721 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 13 November 2022 at 3:30PM
    Does anybody know which benefits can you still receive, when you are self funding?
    State pension and attendance allowance was all my late Mum got but I believe some people can still get PIP in a care home but not nursing home (but only for 28 days.)
  • badmemory
    badmemory Posts: 10,591 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    Definitely attendance allowance if you are self funding & at the higher rate.  The manager at my mother's care home told me that if she wasn't getting top rate top let her know because if you needed to be in there you were due the top rate & she would help.
  • elsien
    elsien Posts: 37,569 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    OP, your mother will have had a financial assessment at the point she moved into the care home.

    If she’s not a self funder or receiving fully funded nursing care, then as has already been said she will be left with a £25 a week personal allowance and the rest would go to her contribution towards her care. There is no mechanism for the local authority to claim anything else back after she passes away, as long as you have  let them know if she goes back up to the threshold at which her savings will affect the contribution that she pays.


    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604.1K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.