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2008 - Live on £4000 for a full year.

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  • whitewing
    whitewing Posts: 11,852 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Tax credit problems - may be worth a phonecall or visit to your MP on this issue. The ones round here have been very useful in the past with trying to help people. It is worth a try.
    :heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    update with spends for last 3 days and im shocked!!

    Morrisons spent £7.76 (not bad)
    Local shop £6.35
    went to woolworths as i have cancelled park and they sent me a £10 highstreet voucher as thats what i had put on my park acount... so i got for FREE

    orange squash
    2 colouring books for kids on plane
    6x pepsi cans
    h20 fruit shoot drinks for kids
    trainers for DD for hols £3 with 20% off so £2.40 Bargain!!
    battries for hols

    went over by 97p so stuck it on my card lol

    bodycare,
    body wash for kids £1.98

    BOOTS 25p toothbrush in sale :) bought with my points on card

    8.49 in local shop
    5.57 " " "
    6.83 " " "
    90p bus fare

    The amounts in local shop should be alot more but my shop lets you buy anything but cigs and beer with your milk tokens :)

    BOOTS again,

    I got some huggies little walker nappies and they were £1.75 in clearence..got 2 packs about 3 weeks ago rang huggies up as they kept leeking and all the gel kept coming out and also the sides of nappy kept ripping...huggies sent me £9 in bouchers so bought a big bag of nappies For FREE

    Still spent £43.85

    Phone DD came out yesterday (1st month i pay 1month in adance) so it was £79.23 but it will be £35 next months bill...and its alot cheaper than pay as you go :)

    so total spend do far is £123.08 :OOOOOOOOOOOOOOOOOOOOOOOOO

    OMG im over budget for this month :( when i get back of my hols im going to be proper trying really hard :( my fone bill is due to be paid on 1st april...but i cant afford to pay it till after i come back off hols so might get cut off b4 my hols :((( but i will pay it first day i get back of hols. Its alot tho £191 i think it is for everything..il be putting it on next months target as thats when im paying it
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • whitewing
    whitewing Posts: 11,852 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    mumzy, I know you feel it's bad to list all your spends like that, but I so wish I'd've even thought about doing it when I was your age. Very well done for trying to get to grips with your budget. When you've sorted yours out, pls can you take over mine!
    :heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    whitewing wrote: »
    mumzy, I know you feel it's bad to list all your spends like that, but I so wish I'd've even thought about doing it when I was your age. Very well done for trying to get to grips with your budget. When you've sorted yours out, pls can you take over mine!

    with pleasure, i actually like sitting down and working my finances out ya know...i like the feeling i get when another bill or debt gets paid :rotfl:
    With pleasure i will sort yours out LOL :rotfl: :rotfl:

    Need to work on this phone bill lol Im not here for 2 weeks in april so will deffo be a small bill next month lol
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • *just updating my signature as it's the end of the week, don't mind me*

    I've only spent £15.08 this week, including £5.99 on a new Thermos flask after I broke the old one, so I'm pleased with that... most importantly it means that my weekly budget goes over £40 again and I still haven't broken the £2000 mark :cool:
    Live on £4000 a Year Challenge member
    Target: £3000 for academic year 2009/10
    Spent: £845.61; Remaining: 2154.39 :rolleyes:
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    Signed up for a couple of betting sites and a savings account on quidco tonight, so should end up with £95 once everything tracks, already got £50 of it tracking.:D
    Placed a matched bet for later in week so should get almost £20 for that too:D not done any matched betting for ages :o find it very time consuming.

    This extra cash will be used towards birthdays and xmas etc to try and be money neutral ( and save me using my £4000 budget:D )
    What does everyone do about extra "free" money? Do you add it to your budget or keep it separate for other stuff?:confused:
    Reduce,re-use, recycle.






  • Marru
    Marru Posts: 4,126 Forumite
    sophiesmum wrote: »
    - sausage stuffed jacket potato anyone???:D

    Yes please sounds fine to me. When I was doing my A levels I had quite interesting and very frugal cuisine. I and my flat mate used to have two things that kept us fed. One was pizza with everything we could get hold of on top or boiled rice with everything we could get hold of thrown in. Once we made a pizza and used sausages and sardines as topping and our other flat mate thought it was discusting but we rather enjoyed it so that ended into our menu list. With rice it was normally tuna, cheese and tomato ketchup with perhaps frozen peas if we were lucky enough to have a freezer where we happened to live. Oh those times...

    Tonight I asked LO if she is hungry and she said no. She said she wanted porridge. I only have enough milk for tomorrow morning for her porridge so asked if she would like to have eggs or pasta instead and she said she wants bread. So I managed to convince her to have egg on toast instead of plain bread. What does she do? She eats the egg (with left over risotto put into the egg mix before frying it) and leaves the bread. You just can't win!

    Marru
    "Everything will be alright in the end. If it's not alright, it's not the end."

  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    Marru wrote: »
    Yes please sounds fine to me. When I was doing my A levels I had quite interesting and very frugal cuisine. I and my flat mate used to have two things that kept us fed. One was pizza with everything we could get hold of on top or boiled rice with everything we could get hold of thrown in. Once we made a pizza and used sausages and sardines as topping and our other flat mate thought it was discusting but we rather enjoyed it so that ended into our menu list. With rice it was normally tuna, cheese and tomato ketchup with perhaps frozen peas if we were lucky enough to have a freezer where we happened to live. Oh those times...

    Tonight I asked LO if she is hungry and she said no. She said she wanted porridge. I only have enough milk for tomorrow morning for her porridge so asked if she would like to have eggs or pasta instead and she said she wants bread. So I managed to convince her to have egg on toast instead of plain bread. What does she do? She eats the egg (with left over risotto put into the egg mix before frying it) and leaves the bread. You just can't win!

    Marru
    :rotfl: Sausage and sardine pizza sounds "interesting!!!" :rotfl:

    ,apparently during the war when there was little meat available sausages were available as long as you weren't too interested in what they were made from. One of my oldies used to feed her family of 6 with three sausages. She used an apple corer to core potatoes, then opened the sausages and mixed the sausage meat with chopped onions and other chopped veg, this was then stuffed into the holes in the potatoes and they were baked.Once cooked they were sliced and the slices of sausage and potato were served with home grown veggies. The potato cored out of the middles was added to the stockpot to make soup,the soup was often made from edible vegetable peelings so not much was wasted.:D

    Just noticed this is the 5000th post on this thread.
    Reduce,re-use, recycle.






  • Frugaldom
    Frugaldom Posts: 7,136 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Jay1 wrote: »
    Please can you reassure this English girl that a dumpling in Scotland isn't the same as what I think a dumpling is. Or did they run out of gravy?
    :o

    You haven't heard of clootie dumpling? :eek:
    It's an 'every special occasion' addition to meals and we have a dumpling instead of Christmas Pudding here. It's like a big fruit pudding that gets boiled in a cloth (cloot). We eat it hot as pudding, with cream or custard, you can also eat it sliced, cold, or else it gets served with a fry up at breakfast (fried dumpling). IT IS DELICIOUS! :D

    For any Scot who has lived 'down south' - did anyone miss dumpling, sliced sausage, tattie scones or plain bread? Worse, if you were from Aberdeenshire... 'down south' has no butteries! I couldn't get any of these things whilst working in Suffolk and had to have them brought down every time I had visitors or anytime I came home to visit. I LOVE butteries... why is it everything I like is so fattening? :rotfl: (They are like flat, buttery croissants.)

    5000th POST! Congratulations Sophiesmum.
    Maybe Mumzy has a point - we might be asked to move over and split the thread soon. :rotfl:
    I reserve the right not to spend.
    The less I spend, the more I can afford.


    Frugal living challenge - living on little in 2025 while frugalling towards retirement.
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    Just know that on other threads when it gets past 5000 they are asked to create a new thread lol
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
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