2008 - Live on £4000 for a full year.

sophiesmum_2

nykmedia wrote: »

OH!!!! Minty toothpaste & chocolate combo made me think of the mint cracknel bars you used to get! There were 2 in the pack, chocolate covered green crackly mint. They probably got banned from production as it was a bit like eating crushed shards of glass but oh BOY! I loved them! And what about Cabanas! All that chocolatey coconuty cherry bitty yum......... someone left a link to a racipe for hm sweetened condensed milk.... I'm thinking hm bounty bars now! I'm supposed to be preparing for the madcap chimney sweeping escapades and I want to make bounty bars!!!

Redglass - I have only ever visited London once, other than passing through when changing trains, and I have never lived in a city. To be shockingly honest, I hadn't been in one of those mega supermarkets until last year, which sounds really naff and silly to some, but I just never lived near one. However, I did work in the city for a short time and the way my work colleagues lived was beyond my reasoning. Nipping out at lunchtime and spending a couple of hundred pounds on a pair of jeans, for example! Suggesting a works 'night out' involved them all piling off to a ski resort for the weekend or down to London. Even more amazing was the fact that some lived nowhere near Glasgow, so they would just book into the Marriot Hotel opposite our office when they didn't want to travel home! It's a whole different world to country living. Like you say, it's down to the individual how they make their lifestyle choices, but the essential basics still balance out about the same.

Aaaarg! Council Tax bill just arrived through the door! :mad: £127 per month or would we like to pay the entire sum by 1st April and receive a £44 discount?!!! Off to do some rough calculations now :rotfl:I DON'T THINK SO... can get more interest from the bank, thanks

Used to love mint cracknel bars, and also ice breaker bars,bar of chocolate with minty crackly bits in it,it had a silvery blue wrapper with a lightning strike on it, that was yum too. Todays confectionery doesn't compare. Cabanas were good too, made some coconut ice with glace cherries in which was similar at xmas. Nyk i think we must be around the same age (42:rolleyes: )

Frugaldom

sophiesmum wrote: »

Used to love mint cracknel bars, and also ice breaker bars,bar of chocolate with minty crackly bits in it,it had a silvery blue wrapper with a lightning strike on it, that was yum too. Todays confectionery doesn't compare. Cabanas were good too, made some coconut ice with glace cherries in which was similar at xmas. Nyk i think we must be around the same age (42:rolleyes: )

I'm a year older than that

I'm back again! Weekend home maintenance plan is going well - the chimney sweeping is a bit of a dawdle, so I can recommend investing in a set of brushes and a couple of packs of polythene dust sheets from the pound shops :rotfl:

Burlesque_Babe

Hi all

Nyk - I've just PM'd you a reply.

What I am going to do is retire temporarily rather than disappear from the challenge altogether (It's that Nyk woman - she is soooooooooo persuasive!!)

I start my new job on Tuesday and I will rejoin at the beginning of May when I have earned my first full month's salary (sorry, Nyk, I meant May, not April!!) and also had the chance to top it up with AQA. My savings have taken a bashing since the beginning of 2008 which has been really bothering me and the surety of 50% of my income being guaranteed by this new job will really help me get back on track.

I'll be back

sashacat

I'm still here although I've not been posting. I've been frantically busy getting allotments ready for potatoes, and planting onions and cabbage and caulie seeds. Been to busy to even think about spending so I should be able to catch up with my over spends soon.

broke_mum_of_three

sophiesmum wrote: »

Broke mum of three- Glad you had a good night with your friends, enjoy the cinema today with the kids. Why not save macdonalds for during the holidays they will probably have sweets etc at the cinema anyway (smuggled in by yourself )

Thanks sophiesmum!
Had great wee day at the cinema, seen The Waterhorse, Legend of the Deep well worth a viewing I was nearly crying reminded me of going to see E.T. as a child, wiping away the tears, so no-one could see you! Had the kids all well primed with the sweets stuffed into their pockets etc, then went into the Asda filling station and the big tube of Pringles 73p, thought what a bargain so I bought one, then stood outside the cinema trying to find a hiding place for it, stuffed it down the front of my jacket and DD said MUM I think that is a bit obvious. Ended up other people were going in with bags full of stuff not hidden, so I tucked the pringles under my arm and no-one said I thing!!
Ended up no-one was hungry for McD's and we called into a free fun day at one of the local primary schools on the way home, where the kids did archery, rock climbing, face painting and hair braided for free and I even got a cup of tea and a traybake:j

broke_mum_of_three

sashacat wrote: »

I'm still here although I've not been posting. I've been frantically busy getting allotments ready for potatoes, and planting onions and cabbage and caulie seeds. Been to busy to even think about spending so I should be able to catch up with my over spends soon.

Sashacat when is the latest for planting these vegetables?

mumzyof2

Evening all i wil update my spends tomorrow , havent done it since thursday

MarkyMarkD

Nyk The quotation form suggests that they'll take credit cards, and I'll certainly take that option if it's available. I haven't got any "0% on purchases for ages" cards at the moment, though Egg have just written to me offering 0% on balance transfers for a year which is very nice of them. The card involved has a £10k credit limit too which is even nicer.

We had quite a good day today. Pub lunch out - 2 courses plus coffee for £4.49 each. Bought DD some clothes in Adams (dressing gown half price in the sale, and some vests and pants and tights) totalling just over £20 and earning us a £5 voucher. Half-price mussels in Sainsbury's as a treat for my tea.

I'm pleased to say I'm a couple of years younger than both sophiesmum and Nyk - but still a lot older than some of the people on this thread. DD was born on my 37th birthday.

Frugaldom

MarkyMarkD wrote: »

Nyk The quotation form suggests that they'll take credit cards, and I'll certainly take that option if it's available. I haven't got any "0% on purchases for ages" cards at the moment, though Egg have just written to me offering 0% on balance transfers for a year which is very nice of them. The card involved has a £10k credit limit too which is even nicer.

We had quite a good day today. Pub lunch out - 2 courses plus coffee for £4.49 each. Bought DD some clothes in Adams (dressing gown half price in the sale, and some vests and pants and tights) totalling just over £20 and earning us a £5 voucher. Half-price mussels in Sainsbury's as a treat for my tea.

I'm pleased to say I'm a couple of years younger than both sophiesmum and Nyk - but still a lot older than some of the people on this thread. DD was born on my 37th birthday.

Way to go Marky! The Egg deal is brilliant! I can personally recommend it. Just make sure you have a zero balance before taking up the offer and then you can safely balance transfer 95% of the 10k to your 'huge overdraft' . It'll cost you the 2.5% but that can be offset against the 6%+ that you'll make on the balance interest. Pay the windows cash, making sure you get a fair 'cash discount', pay the minimum card payments for 10 months (a couple less than they allow) and save the rest in the high interest account so you have enough to pay off the balance (or time enough to arrange to balance transfer it elsewhere).

Oh, and if you are a couple of years younger than us, that should mean there's a big 40 celebration coming up soon! :T Frugal party on down! :cool:

mumzyof2

Iam i the youngest on this thread then???