2008 - Live on £4000 for a full year.

Penny2myName

opps i digressed, what i was trying to say is that, I think this is a great challenge if you are on benefits.

KiKi

liuhut wrote: »

OK lovely to see loads of new people have joined....its nice that people can support each other.
My negative from today is that I got my mobile and its £50 argh, was really beating myself up over it....but then I thought that it was before I started this challenge. I have started a little tally in my book of now often I use it from now on and made £....50 on quidco last night which I could use to pay for it.
Do you think that its cheating to use that money to pay the mobile as it was pre challange.....!!!! oh and I promise not to cheat again!

Liuhut - the challenge is for 2008. It's not 2008 yet, so totally acceptable... if you're not using January's money to pay for it...

I'm not including anything until first payday in January (although I'm being good) which is the first payday I started my budget properly.

KiKi

sashacat

Please can I join in at £4000 and can I have a number....I grow most of my own food so should be able to do it.

liuhut

Thanks Kiki, no It was coming from Jan money. DD goes out on the 2nd but it was pre challenge, I'am going to be REALLY careful now AND I have made the money back.

Thanks for the quick response!!

Buffythedebtslayer

I am getting really excited about this crazy challenge, I really think it will help me loads, I still feel quite ill so have had a few no spend days and don't plan on going any where soon! so that will help.

I still need to move some money around tho, to cover Christmas. best go and do that.

good luck everyone!

liuhut

I feel the same Buffy. I've done myself a little sheet, as prev mentioned, and I'n noting down the amount of times I use the car, the washing machine, phones and gas & lecky every night. Also what I have spent, hopefully then I can start to look at ways to reduce them all.
I've already started only washing the clothes when they really need it....the deodrant bill might go up thou!!!

fallen_angel_shelley

[quote=Penny2myName;7489853]Hi I am on benefits with 2 children at home, and I am taking part, I also have debts.

I think i need to sit down over the weekend and work things out again. i only have the one child (16) and so far he is going to college next year. i don't get any maintenance of his dad, so only have my benefits coming in. i am going the docs in the new year to get help with giving up the fags, which will reduce my out goings. i have to start paying the rest of my mum's funeral at the end of january and get her a head stone as well, (tight A** family won't help me pay the rest) i did get help of the DSS towards it, but not enough to cover it, (funeral diractor, nailed my hat on, knowing i was on benefits!!!). i'm sure i could do it, just need to get my head round it.

shelley x

mini_huny_money

liuhut....thts a good idea checking the lecky and gas every night, though waht they'll mean to me I dont know.....!!!!!

Hated those problems at school..... if so many therms are used at such and such a price, how much does it cost!!!!.....Do we still use therms????? now

This year am gonna master those questions cos heating bills scare me

sweetpea03

Hope that you're feeling better soon Buffy I'm feeling excited too though I'm not sure why! It is going to be a tough challenge but after all my dithering I am really glad I joined now, its going to be great to be part of the 'living off £4000' team! :T
I'm going to put every bit of change I can find into my chick on the 31st so I start with nothing
How are you all planning to keep track of your spends? Will you be using spreadsheets? I have a diary that I think I'll write down my daily spends in, I quite like writing things down.
Thanks for the number too nyk

tryingtodobetter

Am I the only one looking forward to Jan 1st so they can start the challenge. Just recieved £20 of Boots vouchers from pigsback so that should cover shampoo, toothpaste etc for a while.