2008 - Live on £4000 for a full year.

Janey51

Frankie don't forget your mortgage and council tax are not part of the challenge. Petrol for work is safe as well.

FrankieM

OK....
I've added everything except mortgage, mortgage protection, council tax, water and tithe.....
My monthly total is: £1399.50....per month.....I'm sure thats loads more than Jacks....Of course I'm hoping that a fair chunk of that will left over, but that is my monthly budgeted amount!!!

I don't work and my husband gets expenses on petrol, broadband, his mobile, his landline and all food he consumes when he is away. So the petrol amount is for my use or family use.

Do you still want me here??? I'm comfortable with the budget that I have set. It means that I'm not constantly stressing about money. My totals mean there is room for me to have money 'left over' as opposed to feeling like I'm failing.

Lilac Lady...your idea of just using the thread for frugal support is a good one. Maybe I should just do that too??

System

nykmedia wrote: »

First, my round of applause for Jumble-Bee's improvisation :T :T :T Bet the others loved it

hmmmm well i was supposed to be in charge, and it was a group for teenagers, so frankly i think im lucky i didnt get arrested for disturbing impressionable young minds....

Penny2myName

withdrawing from the FFC due to bike being stolen and the gaining enough members for a second salsa class is taking longer than expected.

Frugaldom

Hi Frankie, of course we still want you here If you have done a full budget then you'll know which of the items is most essential, so you could just count them. Things like food, heat, light, toiletries, the basic essentials - that's all we are counting here, trying to frugalise our basic needs and offset any balance by paying debts off, saving for whatever or, as has been pointed out to me, possibly giving the rest to charity.

Penny2myname - sorry to hear about your bike! That is awful! But are you sure you want to give up your free exercise regime completely?

Jumble Bee - Teenagers, you say? Hmm, if mine were anything to go by then they'll have forgotten the name of the 'charity' by their next session and may just recall that your improvisation was about fundraising. At worst, they'll have a giggle next time they see anything relating to 'The Sound of Music'. Didn't Julie Andrews play a nun in that? I'm sure there's a connection that you can use as your excuse if anyone asks. :rotfl:

Janey51

DH has just announced that the word "Frugal" was invented by William Shakespeare

Not a lot of people know that.

So, we as a group, were really founded by the Bard himself. We should have a crest or coat of arms with his face on :rotfl:

Wonder how frugal he was

Penny2myName

Spent £6.20 on pizza and chips to treat myself and kids after this mornings events, and to be honest had something else to deal with as well as the bike episode. Pizza did go under treats on my spending diary rather than food. Just by time my sign language course had finished I just couldn't be bothered to cook as felt too drained from today's events.
I am sure about withdrawing from the exercise regime, if anything need to concentrate on gaining weight before I go for a general anaesthetic next month. Apparently I am also going to be given a full MOT too.

CharliesAngel

Janey51 wrote: »

I think I am beginning to forget what money looks like. We are still metric are we

i caught myself staring at a £20 pound note yesterday... when did they change?!!!

catznine

Janey51 wrote: »

catznine do you mind me asking where you got your slicer from and if anyone can get hold of the discount code? It would be really useful as I can only eat small amounts of meat now.

Hi Janey! It was from lakeland and the code was on the old style daily thread about 2 weeks ago. I will try to find it for you, not sure if it will still be valid though but worth a try.

back again - this is the post from Penny pincher with the money off code

PP ordered this:

http://www.lakeland.co.uk/product.aspx/!5859

and this...

http://www.lakeland.co.uk/product.aspx/!11194

...you have to top the order to £25, then you can use the voucher code "DW1" then £10 will be deducted. You do get charged postage though, so if you have a Lakeland locally, order £25 of vouchers as you get FREE postage with them(they will cost you £15 total!) and use them in store on whatever you want and theres no expiry code:D ....would make useful gifts too for difficult to find pressies for people;)

Hope it still works for you!

elantan

well my day has continued with the spending i went to asda and spent £56 but i got about 6 weeks worth of stuff milk etc ...i have never used uht before but it is cheaper and i thought i would try it also picked a few other things up chillis down to 10p from 89p so my plan is just the fresh fruit and veg to top up after i go to costco and the chinese supermarket tomorrow (which is gonna cost again but will last for months) i'm away to update my sig