2008 - Live on £4000 for a full year.

Frugaldom

Just yell if I'm out of order for asking, but what is 'spending 160 - 100' relating to, and are you sure you have covered enough in your car expenses for insurance, tax, MOT, servicing and breakdown recovery if you have it?

affordmylife

We have our phone and broadband for £20 per month from talk talk this is unlimited broadband and phonecalls although not to mobiles or abroad. Can you swap.

Mobiles i suppose are on contract - this is quite high but im not expert im on payg.

How many of you for £200 per month food. Im aiming for this and there are 7 of us and a dog.

Its gonna be tough isnt it.

liuhut

nykmedia wrote: »

Just yell if I'm out of order for asking, but what is 'spending 160 - 100' relating to, and are you sure you have covered enough in your car expenses for insurance, tax, MOT, servicing and breakdown recovery if you have it?

No no way out of order, felt that I was for listing a full soa!!! TBH this is kind of beer money and general day to day spending. I have started a sheet in my little book to write all my spending down and my OH has said that his is going to stop drinking in the new year.
The £200 is for 2 adults and 2 kids. I have started to do my shop fortnightly on line and seem to be spending £70 - 80 one week and then £10 for bits the next.
I think that I will see how the first month goes and knock that off the remaining months...Dec could be a very tight month!!!!

liuhut

forgot to mention my £50 a month covers everything for the car. Last years incurance for one of them only cost £70 for the YEAR as I went thro Quidco!!

affordmylife

liuhut - either your figures are wrong or mine are!!!

i worked out £418 per month for £5000 per year.

i didnt use a calculator tho. someone sort us out cos i may have more per month than i thought!!!

thanks.

liuhut

affordmylife wrote: »

liuhut - either your figures are wrong or mine are!!!

i worked out £418 per month for £5000 per year.

i didnt use a calculator tho. someone sort us out cos i may have more per month than i thought!!!

thanks.

No I chickened out on £5k and have gone for £6k instead but looks like I might not manage that either!!!
My contract is up in feb and OH in July so should be able to get rid of the phones then!!

Riq

liuhut wrote: »

forgot to mention my £50 a month covers everything for the car. Last years incurance for one of them only cost £70 for the YEAR as I went thro Quidco!!

Mine is £1,000!!!!

I'm guessing you are not male, 23 years old, one accident & a fairly powerful car?!

liuhut

£1000 !
Wow no Not male not 23 (30!!) no accidents and a 1.1 engine!!! The cars quite old but only need it to last another 14 months before we go to Oz

hypno06

Hi guys, I needed to buy a Christmas present for my nephew who is visiting tomorrow, but managed to get a fab gift in the sale at half price - is far better than I would normally get so it has now become a joint present for him and his younger brother!! This means I have the present that I would have given his brother, to put back in the cupboard for next year! One less thing to spend my precious pennies on!

Brought home a bit of food from Mum's yesterday as well, and I think we have enough to last us until new year, but we are not exactly over running with stocks of food so an early "big" grocery shop will be on the cards.

affordmylife

Riq are you saying you are paying £1000 per month for car insurance!

If you are - well i wont say that is insane but that is what i am thinking.

If you can afford it - good luck to you.

You could buy a brilliant car for £12,000 rather than just insure one.

No offense meant Riq