2008 - Live on £4000 for a full year.

Frugaldom

Jumble-Bee wrote: »

Well, luckily I didn't get as far as actually calling a can smuggins....

When i get home, i will dig out an old mug and name her smuggins. Smuggins the mug can be billy cans giiiiiiirlfriend:kisses2: , use billy for will-powerness and smuggins for smug-bargainess
PERFECT!:T

Smugggins the mug for smug bargains! Love it! :T :T :T :T You are a natural born frugalite! :beer:

PS: I'm going to save for some cosmetic dental work, does that mean I should also have a 'tooth mug'? :rotfl:

PPS: Do dentists accept credit cards?

justme111

OK people you are living counting every penny, refusing to spend for indulgence ( paying for a swimming pool for and a child would not be in your budget, would it?), eating not organic, spending hours in finding a product £2 cheaper, not making any presents.
I bet you are all in your early twenties. At that time I made an experiment of living for a £30 a month ( not including rent). I was very good in spending little. So from the point of view of someone who's been on both sides of a lifestile view I will say - you are wrong very wrong.
First half of our lives we spend health to get money, second half we spend money hoping to get some health, neither is very successful. And if you think it is nicer to spend money to get health than otherwise - you are wrong. but you will not believe

Penny2myName

justme111 wrote: »

I bet you are all in your early twenties.

Oh to be in my early 20's again:), unfortunately I am closer to the big 40:eek:. But I shall take your misconception as a compliment. Oh and my fridge is full of organic (yellow stickered I admit) products this week.

whitewing

And I am 35, with an 11 year old son, and a partner, and partner's mum coming to stay soon. I'm definitely trying to eat more healthily & I will admit to cutting down on puddings.

I think you can't have read all the thread.

lingojingo

justme111 wrote: »

I bet you are all in your early twenties.

I wish!!! Unfortunately I'm nearer to 50 :eek:

Frugaldom

justme111 wrote: »

OK people you are living counting every penny, refusing to spend for indulgence ( paying for a swimming pool for and a child would not be in your budget, would it?), eating not organic, spending hours in finding a product £2 cheaper, not making any presents.
I bet you are all in your early twenties. At that time I made an experiment of living for a £30 a month ( not including rent). I was very good in spending little. So from the point of view of someone who's been on both sides of a lifestile view I will say - you are wrong very wrong.
First half of our lives we spend health to get money, second half we spend money hoping to get some health, neither is very successful. And if you think it is nicer to spend money to get health than otherwise - you are wrong. but you will not believe

I think that your presumption of everyone here being in their early twenties is a very sweeping statement and I probably won't be the only person to comment on this. It is also completely WRONG. Perhaps you might like to read a few of the previous posts and leave further comment relating to how you arrived at such a conclusion. Personally, my eldest child is early twenties and I have a grand child to think about, so please clarify your statement, as I find it a little bit strange, to say the least.
As for organic - I have never used chemicals on anything homegrown - does that count?

Finally, I wish I had done this when I was in my twenties and actively encourage my family to live within their means and save to pay for what they really want in life, hence, hopefully, avoiding the debt trap. :cool:

Mollymop5

justme111 wrote: »

OK people you are living counting every penny, refusing to spend for indulgence ( paying for a swimming pool for and a child would not be in your budget, would it?), eating not organic, spending hours in finding a product £2 cheaper, not making any presents.
I bet you are all in your early twenties. At that time I made an experiment of living for a £30 a month ( not including rent). I was very good in spending little. So from the point of view of someone who's been on both sides of a lifestile view I will say - you are wrong very wrong.
First half of our lives we spend health to get money, second half we spend money hoping to get some health, neither is very successful. And if you think it is nicer to spend money to get health than otherwise - you are wrong. but you will not believe

My budget allows me to follow a grocery challenge of £150 per month.My family eat fresh home cooked meals every night.My Monthly bills for heating, electricity and other essentials comes to £138.26.I have £175.94 left every month to induldge myself and my kids.My children are well dressed, attend after school clubs (including swimming) we will have a holiday this year also.Oh and I'm nearer 40 than 20

justme111

whitewing wrote: »

And I am 35, with an 11 year old son, and a partner, and partner's mum coming to stay soon. I'm definitely trying to eat more healthily & I will admit to cutting down on puddings.

I think you can't have read all the thread.

A few pages from the beginning a few days ago. When people were trying to find out whether the water charges were essential or not.:D What for would I read the rest - I can see £4000 annual spending limit and it is enough information. .:j
Btw If the only result of your economy was eating less pudding it would be great.

stefejb

gooness - wouldn't actually like to be in my twenties again - I am thirty eleven and loving being a mum and nana

Haven't done the adding up yet but today has been baddish - paid £30 for dd11's specs but she has to be happy with them so what the hey - in any case exoh should pay half for them - thanks to some wonderful advice from croaky I forgoed (forwent?) the anti scratch coating which saved £12. £25 for the week's shopping and a fiver for new pe trousies for dd11 - actually that's not too bad after all.

I transferred £70 from main account into another one for the week and will transfer back what I spent today once I have found all the receipts so I know how much is left for the week.

Mollymop5

justme111 wrote: »

What for would I read the rest - I can see £4000 annual spending limit and it is enough information. .:j

Then thank you for your comments.I hope you find a thread that does interest you enough to read.Then you can happily discuss and make some new friends