2008 - Live on £4000 for a full year.

Frugaldom

liuhut wrote: »

The cash breaks down into....
Papers £5 School dinner £2 Chocloate £5 Parking town £2.40 Phone unloc £25.00 Wacky £18.00 Horseride £20 Collection £1 Indian £13.00 Chips £3.50 Beer £10 Pub £40 B/day Prezzie £5 Haircut £10.00 Total£159.90

Also, £9 Sky and £25 Lottery


....its got me down...

Liuhut, how can you be down when you have included a whole load of luxury items in your essential list? :rotfl: This challenge is about living on a budget that covers all your essentials, as in those things that you HAVE to pay in order to survive. I can see loads of things in there that aren't essentials, so maybe that's where you are confused. I've highlighted the luxury items that wouldn't normally be included in a basic budget. For some, it's simply because they cannot afford them, for others, it is a choice to save money. Whichever way you want to look at it, frugal living doesn't include luxuries (highlighted in red). Umm, dare I ask what 'Wacky' is? :eek:

Anyway, that's at least £148.50 of your budget that shouldn't even be counted in as essential to living. There are also things like mobile phones, haircuts, swimming etc that wouldn't be included in a really tight budget, so maybe you just need a little rethink about how to prioritise your spending into the essentials for living and the extras you pay out over & above that each month. I'll bet you'll find you don't need anywhere near your target figure for basic living expenses Keep a separate 'tab' running for the non-essentials so you don't lose control of that budget, though

Frugaldom

skintwellie wrote: »

:A Where did you do your shopping?

Hi Skintwellie - Not sure what the script is on using supermarket names now, after seeing all these 'Mr T' and 'Mr A' names etc, so best just say that it's like one of these: Spring Pasture, Summer Field, Autumn Meadows, Winter Grazing :rotfl:

I'm no good at these codes used on here, took me months to find out that a DH (darling husband) was the same as an OH (other half) because I never looked up the abbreviations section of MSE. Mind you, I don't think I'm alone in that :cool:

MUMZY - No, I have not received a PM from you today

mumzyof2

nykmedia wrote: »

Hi Skintwellie - Not sure what the script is on using supermarket names now, after seeing all these 'Mr T' and 'Mr A' names etc, so best just say that it's like one of these: Spring Pasture, Summer Field, Autumn Meadows, Winter Grazing :rotfl:

I'm no good at these codes used on here, took me months to find out that a DH (darling husband) was the same as an OH (other half) because I never looked up the abbreviations section of MSE. Mind you, I don't think I'm alone in that :cool:

MUMZY - No, I have not received a PM from you today

Ohhh no!! i sent it last night early hrs!!

Penny2myName

nykmedia wrote: »

I'm no good at these codes used on here, took me months to find out that a DH (darling husband) was the same as an OH (other half) because I never looked up the abbreviations section of MSE. Mind you, I don't think I'm alone in that :cool:

And there I was thinking OH meant Overt Hoarder :rotfl:which could be any of my kids :rotfl::rotfl:

mumzyof2

NYK - Pmed you again , i had sent it to noone lol forgot to put ya name in the box lol

fallen_angel_shelley

good evening all. i hope you are all well and ready for another week of money saving? i need to really tighten the purse strings this week, im now only £15 OD, but the elec & water bill are due this week :eek: (i will keep carm & not panic, i will, i will) as well as CC bills, at leats i was good and didn't use them over christmas, so they wont be a shock. im going to take £40 pounds out of the bank tomorrow and make it last as long as we can. my store cupboard is full of stuff so i only need to get a few bits.

milk x 8 (i drink alot of tea and DS loves his milk)
loo roll
veg to make a big pan of soup
bin bags
washing powder
meat, to make curry
eggs
something to put in our buttys
and dont shout a me, cigs, my pills should kick in next week, so shouldn't have to but many more.

i hope thats all we need.

Frugaldom

mumzyof2 wrote: »

Ohhh no!! i sent it last night early hrs!!

Yes, I got that one and sent you a very long reply to it. Have sent you another copy but please check yout in box isn't full otherwise you won't receive them.

Penny... :rotfl: :T Overt Hoarder, there's a chance for me yet!

mumzyof2

does anyone know how i change my pasword on mse????

Frugaldom

mumzyof2 wrote: »

does anyone know how i change my pasword on mse????

Hi there, just go to User CP and then on left hand side look for link to edit email and password

mumzyof2

Thankyouuuuuuuuuuuuuuuuuuuuuuuu