Skipton Building Society Mortgage Review

poohjj

Hello,

I have an ongoing mortgage application with skipton building society and just wanted on some reviews on how other peoples applications went.

Mainly What documents did skipton ask for, how long did the application take

I appreciate any reply

housebuyer143

poohjj said:

Hello,

I have an ongoing mortgage application with skipton building society and just wanted on some reviews on how other peoples applications went.

Mainly What documents did skipton ask for, how long did the application take

I appreciate any reply

poohjj said:

Hello,

I have an ongoing mortgage application with skipton building society and just wanted on some reviews on how other peoples applications went.

Mainly What documents did skipton ask for, how long did the application take

I appreciate any reply

Skipton were brilliant when I applied. 
They only asked for my husband's one payslip and they electronically verified my pay so didn't want my payslips or bank statement either.. It felt very weird.

They did an online valuation and I got the offer within 24 hours of applying. They are a common sense lender and really good to deal with. 

Even got a new home card when I moved in 😍

poohjj

housebuyer143 said:

poohjj said:

Hello,

I have an ongoing mortgage application with skipton building society and just wanted on some reviews on how other peoples applications went.

Mainly What documents did skipton ask for, how long did the application take

I appreciate any reply

poohjj said:

Hello,

I have an ongoing mortgage application with skipton building society and just wanted on some reviews on how other peoples applications went.

Mainly What documents did skipton ask for, how long did the application take

I appreciate any reply

Skipton were brilliant when I applied. 
They only asked for my husband's one payslip and they electronically verified my pay so didn't want my payslips or bank statement either.. It felt very weird.

They did an online valuation and I got the offer within 24 hours of applying. They are a common sense lender and really good to deal with. 

Even got a new home card when I moved in 😍

Hello,

When you say electronically verified your pay what do you mean by that? How did you verify electronically?

housebuyer143

poohjj said:

housebuyer143 said:

poohjj said:

Hello,

I have an ongoing mortgage application with skipton building society and just wanted on some reviews on how other peoples applications went.

Mainly What documents did skipton ask for, how long did the application take

I appreciate any reply

poohjj said:

Hello,

I have an ongoing mortgage application with skipton building society and just wanted on some reviews on how other peoples applications went.

Mainly What documents did skipton ask for, how long did the application take

I appreciate any reply

Skipton were brilliant when I applied. 
They only asked for my husband's one payslip and they electronically verified my pay so didn't want my payslips or bank statement either.. It felt very weird.

They did an online valuation and I got the offer within 24 hours of applying. They are a common sense lender and really good to deal with. 

Even got a new home card when I moved in 😍

Hello,

When you say electronically verified your pay what do you mean by that? How did you verify electronically?

They can do that. As in if your salary is in a shared system then they can access it and don't need payslips. 
They said they had been able to electronically verify mine so I didn't need to send anything.

My husband just sent one month's payslip and one month's bank statements.

poohjj

Hmmm really?

What does that mean I'm a bit confused. What is a shared system? 

Do you work like a regular job?

Sorry for all the questions haha just wondering how they verify electronically. Is this common?

Skipton_Building_Society_Representative

Hi there, please feel free to reach out on here if you have any questions at all. We will be more than happy to  help! Thanks - Skipton

poohjj

Skipton_Building_Society_Representative said:

Hi there, please feel free to reach out on here if you have any questions at all. We will be more than happy to  help! Thanks - Skipton

Hello Skipton,

Could you please explain how thew automated income verification works.

Thanks

Skipton_Building_Society_Representative

poohjj said:

Skipton_Building_Society_Representative said:

Hi there, please feel free to reach out on here if you have any questions at all. We will be more than happy to  help! Thanks - Skipton

Hello Skipton,

Could you please explain how thew automated income verification works.

Thanks

Hi there, we use automated income verification for this and we must obtain the customers permission before we can use this. You can find some more information around this here: https://www.experian.com/blogs/insights/2022/07/provide-seamless-income-verification-experiences/