nationwide instant access savings

mrtaylor272

they have an account with a limit of 3 withdrawals at 2.1% or a instant access with no rules at 2%. 
does anyone use these and is it worth choosing the former for an extra .1%. i will need the money for house deposit so dont want to fix for longer.

RobfromCornwall

I've been with Nationwide for ages, and have used lots of their savings accounts.  Their interest rates are not that competitive, and you can do much better in terms of interest by looking at other providers.  See this link: https://forums.moneysavingexpert.com/discussion/comment/79538594/#Comment_79538594 

If you know when you are likely to need the money, you could look beyond easy access - notice accounts and/or fixed term could be more appropriate for you. 

Band7

mrtaylor272 said:

they have an account with a limit of 3 withdrawals at 2.1% or a instant access with no rules at 2%. 
does anyone use these and is it worth choosing the former for an extra .1%. i will need the money for house deposit so dont want to fix for longer.

There are many better easy access accounts. https://moneyfacts.co.uk/savings-accounts/easy-access-savings-accounts/?quick-links-first=false

Also short term notice accounts with better rates.https://moneyfacts.co.uk/savings-accounts/best-notice-accounts/?quick-links-first=false

Also worth considering: https://uk.virginmoney.com/savings/products/easy_access_cash_isa_exclusive_issue_2/   and potentially a LISA, if you qualify:https://moneyfacts.co.uk/isa/lifetime-isas/

Swipe

I have the 2% no limit easy saver with a couple of K in which I could use to top up my NW flex backup current account in an emergency.