in Budgeting & bank accounts
10 replies 301 views
Would people have recent experience of making deposits at cash machines at the various high street banks out of hours? I know it's always been subject to the availability of envelopes, but locally in recent years I've not seen the option displayed at multiple institutions. They have dedicated deposit machines inside the branch for use during opening hours, which have been cut. Do any particular banks offer a reliable facility for deposits via 'hole in the wall'?
Latest MSE News and Guides
Did you know there's an MSE app?
It's free & available on iOS & AndroidMSE App
Regifting: good idea or not?
Add your two cents to the discussionMSE Forum
Energy Price Guarantee calculator
How much you'll likely pay from AprilMSE Tools
I have used the ATM in the foyer to pay in out of hours years ago but so rarely get cheques it's not really something i require and when I do (if they are under £1k) I pay them in on my phone using the app which is brilliant.
Indeed, I'd have thought having customers transact outdoors (and during quiet hours) rather than in the branch would be safer with regard to respiratory viruses. During the pandemic some banks had door staff to assess whether account holders could be helped outside of the branch and keep them out till an appointed time.
Not sure for cash though.
Santander - most should have a slot where you can feed cash directly in and counts/credits it immediately.
Nationwide - has envelope deposit or direct cash feed dependent on the branch/how old the ATM is.
No outside deposits: HSBC, Natwest, LBG (Halifax and Lloyds), TSB, Metro Bank.
The post office would be a super last resort for any form of deposit, I've not had a particularly positive experience with them, although a lot of it is due to the poor service at particular branches in my locality rather than as a whole.
Edited to add: Natwest, LBG, Santander and Nationwide tend to have the same models of ATMs like the one below;
However, the deposit slot present on the left is covered/not in use which I presume is because Natwest/LBG chose not to pay for the option in the hardware or software when refreshing their fleet of ATMs.