ATM deposits

Compound_2

Would people have recent experience of making deposits at cash machines at the various high street banks out of hours? I know it's always been subject to the availability of envelopes, but locally in recent years I've not seen the option displayed at multiple institutions. They have dedicated deposit machines inside the branch for use during opening hours, which have been cut. Do any particular banks offer a reliable facility for deposits via 'hole in the wall'?

Chocolatespiders

I have found the same and lots of banks near me close at 3pm. One small Halifax near me I can deposit if envelopes are available.  The bigger Halifax I cant deposit at any of the outside cashpoints. 

Yorkie006

I believe you should be able to make cash deposits to most bank's current account at a Post Office. You may still need a paying-in slip/envelope though.

https://www.postoffice.co.uk/everydaybanking

diggingdude

Nothing near me at all and some banks still claiming covid as a reason to not open sat morning like they used to. Don't see what was wrong with depositing through the cashpoint 

wmb194

Compound_2 said:

Would people have recent experience of making deposits at cash machines at the various high street banks out of hours? I know it's always been subject to the availability of envelopes, but locally in recent years I've not seen the option displayed at multiple institutions. They have dedicated deposit machines inside the branch for use during opening hours, which have been cut. Do any particular banks offer a reliable facility for deposits via 'hole in the wall'?

Do you have a Nationwide branch? Last I checked in my town its outside facing ATM has an envelope deposit facility.

TimSynths

I recently used the post office paying in service for a cheque which they then lost. Once I got a replacement, I drove to my nearest bank branch to pay it in- I was the only customer and it took seconds- wont chance the post office ever again.

I have used the ATM in the foyer to pay in out of hours years ago but so rarely get cheques it's not really something i require and when I do (if they are under £1k) I pay them in on my phone using the app which is brilliant.

Compound_2

diggingdude said:

Nothing near me at all and some banks still claiming covid as a reason to not open sat morning like they used to. Don't see what was wrong with depositing through the cashpoint 

Indeed, I'd have thought having customers transact outdoors (and during quiet hours) rather than in the branch would be safer with regard to respiratory viruses. During the pandemic some banks had door staff to assess whether account holders could be helped outside of the branch and keep them out till an appointed time.

Grizebeck

I think its a facility which is being reduced as used less and less

Compound_2

TimSynths said:

I recently used the post office paying in service for a cheque which they then lost.

I note that Co-op says on its website you can send with a paying-in slip to just 'Freepost Co-operative Bank Cheques' but expect there could be a risk of loss.

The Santander website says you can pay in at a cash machine any time, with a small number of listed exceptions where all ATMs are internal. Their app doesn't allow cheque deposit. Can any Santander customers confirm from recent experience?

username

Barclays - dependent on the model of outside ATM installed some accept cheque deposits where you feed it in and it scans it etc.
Not sure for cash though.

Santander - most should have a slot where you can feed cash directly in and counts/credits it immediately.

Nationwide - has envelope deposit or direct cash feed dependent on the branch/how old the ATM is.

No outside deposits: HSBC, Natwest, LBG (Halifax and Lloyds), TSB, Metro Bank.

The post office would be a super last resort for any form of deposit, I've not had a particularly positive experience with them, although a lot of it is due to the poor service at particular branches in my locality rather than as a whole.

Edited to add: Natwest, LBG, Santander and Nationwide tend to have the same models of ATMs like the one below;



However, the deposit slot present on the left is covered/not in use which I presume is because Natwest/LBG chose not to pay for the option in the hardware or software when refreshing their fleet of ATMs.

Compound_2

Many thanks for that list, username.

Lloyds FAQs state 'The Deposit History tab only shows cheque imaging deposits made by you from a registered mobile device in the past 99 days. This won’t include cheques deposited in branch or at a Cashpoint® or ATM.' While this seems to imply Lloyds do have the facility (which I've used in the past), I guess this must be obsolete or referring to internal machines as I never have any luck with them now. Will look out for the cover.