Another tax on savings question pls

JacJac1

YellowStarling said:

 JacJac1 said:

...

So with this year's £20k split across my LISA and a new cash ISA...

As per Badger's post, if you have contributed your "couple of hundred pounds" to the S&S ISA via the HSBC GIC on or after 06 April, then this will count towards your £20k allowance - in other words, if you plan to contribute the full £4k to your LISA before 05 Apr 2023, then you won't have a full £16k for a new cash ISA if you've also contributed to the GIC S&S ISA in this tax year.

Good point, I forgot to minus the S&S ISA amount, I'll be sure to do this.